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| *The Commerce Journal>>>Renting & Real Estate |
Live on my own or with a roommate? |
I have been very blessed with luck and starting my career as a student assitant early that I will be starting a new job (where I was a former student assitant) but making 3460 a month. I figure after taxes it should be around 2600-2800 (I may be high or low on taxes in CA) but I know they take a lot. My question is. I have figured the prices and I technically could live on my own even after all expenses and still have a few hundred to save. But I was also thinking about having a roommate. It would save me about 300-400 dollars but I don't know if I want to deal with it. The stress of collecting money and also the fact that I have built a great credit history so far (720+ score). I was just wondering if my main plan to move out into my own apartment is the best or should I go with a roommate? I'm leaning towards my own but want the views of people who have done it. I also have money saved up. I am only 20 but hopefully on the right track. If you can afford it, rent on your own!! Try and find a place where cable or Internet is inc. with the rent. You sound very responsible and I can't imanigne that you will find someone in your age group to be as responsible as you. Plus, if you get a roommate, you will end up loathing EVERYTHING he/she/they do vice versa. Try only singing a month to month lease or a 6 mon lease. If your only looking to save 3-400 bucks then a roomamte is just not worth it. I've tried the whole roomate thing and the only way it was toleratable was that I had no choice, I couldn't afford otherwise. I think you are on the right track so nice job. I think a roommate is not a bad idea. You could be someone elses roommate vs you signing a lease and relying on them. If you don't have a buddy to go in with you get a place where you can afford the rent on your own and then get a roommate. So if they stick it to you are covered. Regardless, make sure you save the money from the roommate at 90% for a future downpayment on a house or Grad school. on your own if you can do it |
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