What are the normal fees with a FHA cashout refi?

My lender is trying to charge 7300 in addition to all the other fees. He says it is for high LTV. I thought that this was the reason I went FHA.

Here are my details:
6.250 rate
total loan 366,415

16,983 total closing costs on the GFE

This seems crazy
We have a 670 credit score
98,000 gross income
no lates

way, way too high. check with another broker, or lender. Then report the person to the local agencies. Not smart to try to run a mortgage scam these days.

Get another estimate!

And to respond to the person above, it's not a scam, they can charge whatever they like, you just don't have to pay it. It's called capitalism.

You actually have several options that could give you a better deal, you really should explore those.

While it does sound exorbitant, without knowing the full breakdown, it is hard to comment. How much of the total is for taxes, insurance, state, county or city fees?

What does strike me hard is, "He says it is for high LTV." FHA is single tier pricing, risk base is not a variable in pricing. For that reason and that reason alone (He is a liar, who knows what else he is lying about?) I would close the loan and then rescind in the 3-day rescission period. If you walk prior to closing you can be charged for anything he has already collected and his origination fee. By waiting to cancel until the rescission period the Truth in Lending Act provides for you to receive EVERYTHING back that you have already paid for (yes, even credit report & appraisal) and not to be responsible to any charges, AT ALL.