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    Personal Finance
    What do you need to show in order to cash a cheque in England if you don't have a bank account?

    I work for a major uk bank & know she will not be able to cash a cheque at your bank as cheques can only be cashed in person by the drawer (you) or presented through a bank account.

    ...
    How to get rid of debts?

    Debt is not a problem it is a symptom of overspending! If someone really wants out of debt then they must spend on only necessities and put all other income toward the debt. When the debt is paid...

    I lost $1,000 in my 401k in one month. My funds decreased my $20.00 per share. Should I bail?

    The $1000 you lost may have been due to a dividend distribution. Therefore... it wasn't a loss. Buy a book or two that explains how Mutual Funds work and learn "asset allocation"....

    What should I do with a large lump sum of money?

    Hire a financial advisor! With that kind of money even small mistakes and missed opportunities can cost you big, hire a professional that has your best interests in mind.

    ...
    Online surveys.. can you really earn cash?

    My wife and i have tried severeal. To no avail it was all b.s. I think it is thier way to get your information to sell it to other companies while they keep the mouse chasing the cheese that doesn&...

    Budgeting for groceries... my family consists of me and my husband and an 8-month-old.?

    I don't know why Gloria 8 said 800 a month??? 300-350 should be fine if you budget, coupon clip, make menu, not eat out, etc.

    ...
    Checking account question, please help?

    not aslong as you dont go over your overdrawn limit.

    ...
    Private loan lender in the u.s?

    prosper.com is about it for not going to a bank. prosper's criteria is pretty much as stringent as a bank's, but if granted, the interest rate is lower.

    ...
    Has your wife or husband gotten a credit card in your name without you knowng about it?

    this is a serious problem in many marriages. you don't need your spouse's permission to get credit, but you are liable for his/her debts. even if you can't live on your own right n...

    Were do i look to get my money from other countryies?

    Are you sure about this ? It sounds like a scam,I have heared about these type of scams. Why do they ( whoever they are ) want you to send them money? If you have inherited some money,then the a...

    What's the best way of getting out of a $20,000 Auto loan without messing up my Credit Score?

    your car... mysteriously stolen and burnt 100 miles for your home.... hopefully your insurance is fully covered.

    ...
    VERY FED UP WITH EBAY AND PAYPAL!!!!! I need someone to help I am so infuriated right now! What to do?

    I did a search and you bid and won with a seller named wegotbetterdeals.. As others have said, the problem is not PayPal or Ebay. It's that you either didnt read the rules or didnt understa...

    I recently found an old checkbook - same account details as now. Can I still use the checks?

    Sure, It's O.K. If the account #'s are the same and the info on the checks you found are accurate, then yes. Your bank will simply post it as a break in sequence numbers. I do recommend...

    Can anyone recommend a good bank in Georgia?

    I live in atlanta (perimeter area)...i looove Washington Mutual! bank of america sucks...i used to have them. everyone i know that has BOA has nothing but bad words. WM has free checks for life, no...

    How long does a pending transaction last?

    It takes 3-5 business days for checks to clear. Saturday is not considered a business day even if your bank is open because the Federal Reserve banks are closed on Saturdays. Therefore, your chec...

    With No Gap. what's the best way of getting out of a $20,000 (over Priced) Auto loan ?

    Sell it to someone else. If it is repoed, you will be responsible for the amount still owed, when it is resold at auction. And yes, credit will be screwed.

    ...
    Has anyone had?

    Velvet I had a few over the Past week, 2 from Abbey National and 1 from Egg, although i know they didn't actually come from them. I don't even have accounts with these people! I just...

    Can a creditor of a loan send me to small claims after i have retained a bankruptcy lawyer?

    It would be in your best interests to pay your attorney as soon as possible. As you've been told, retaining a lawyer and filing for bankruptcy protection are two separate things. Once the ...

    Can Someone Please Explain What A "REVERSE MORTGAGE" Is.........?

    A reverse mortgage one where the equity the lender has in your home increases over time. In other words, where your monthly payments do not cover the interest on your loan; that you owe more on yo...

    I have a mortgage of 150 thousand should I pay if off?

    Pay off the house. Once you pay it off its yours. You'll save more money on the interest than you are on the tax deduction. Now you can take what was the house payment and invest everymonth. ...

    How can become more responsible i lost two cell phones and lost a 20 dollar libary book. i need help?

    Keep a journal discussing your day. Not necessarily a diary..keep track of how much money you use..or use it to brainstorm goals, write goals down.. write thoughts down for self improvement based o...

    How would you recommend ,as a pre teen, making extra money?

    Cleaning, kitchenwork, packing, running errands, gardening, babysitting, newspaper delivery are some of the jobs available. These jobs will be posted in local newspapers and billboards. Many busine...

    If someone accidently deposits money into your account. Do you have to give it back?

    I'm glad you did the right thing without threat of legal penalty. But to answer your question, there are legalities behind. If you know the money isn't yours you are legally respons...

    Can I sue_bank who shows my acct w/ available bal both ATM and Online but my card declined due to sys glitch?

    You can sue anyone for anything you want. Your chances of success ? ZERO. It sounds like it was an error, but those happen every day. The fact that you were embarrassed is not sufficient ground...

    I want to make a financial plan for my future.?

    OK,19 good start, listen up kid. Finance is just like driving a car, there are a million different destinations and an infinite number of ways to get their. If you are driving from Chicago to Gurn...

    Does Wells Fargo charge you 8.00 dollars a month??

    Most banks will charge you monthly unless you have a savings account - some have a higher balance (like $750) - some have no balance at all. Bankrate.com is a good place to go for cheaper checki...

    Is there a good , (possibly free way) to learn how to do all my finance things?

    1. Open up a checking account. You'll need this for basic money management, like paying bills, etc. 2. Credit cards - be careful with these, you can get in over your head fast. Pay the...

    Are Banks Open Today?

    yes they are.!!!!!!!!!!!!!!

    ...
    Need to raise money fast!?

    Sell drugs! Sell yourself on the corner. Pimp the girls at your school.......Okay in all seriousness. you're f*cked. I don't see a possible way for you get a grand quickly w/o a job or ...

    What is REIT stand for?

    REIT stand for Real Estate Investment Trust. A Real Estate Investment Trust or REIT is a tax designation for a corporation investing in real estate that reduces or eliminates corporate income ta...

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