Two good responses prior to this one... 1. Doubt it has to do with sub-prime 2. Are these your contributions, or company matching contributions? 3. 401K plans have to go through "t...

You probably don't want to set up a trust fund at all. More likely, you'd be satisfied with 529 plan, which is designed to be used for educational expenses. You would contribute to ...

Try to pay off the small bills so as to delete them (don't use those cards again) then go for the high interest accounts and pay minimum due plus twice the interest rate or if you can make dou...

Do you have a job? I wonder how you were able to qualify for a mortgage. If you have a job, wage earner bankruptcy is always an option. If you are near foreclosure your credit is already bad, a ba...

You would multiply $10,000 by 0.06, then multiply the product by 5. That would be how much interest would be, $600. Now, add $10,000 with the $600, then divide $10,600 by 60 to have your monthly pa...

Saving is an emotional decision - the amount you save depends on a lot of things, but whether your save depends on emotions. Create a "dream board" with photos of your goals and put p...

I wash and resue ziplock plastic bags. I don't do it becasue I'm cheap, though. I just really beleive in the reduce, reuse, recycle philosophy. I also wash and resue the plastic tubs...

We have switched all our accounts from National Chain banks to small locally owned banks. Been much happier and people actually know your name when you walk in the door.

Your first step is to DEMAND a FULL accounting of the debt. If they can't PROVE you owe, suing you won't help. Even if they sue and win, they can't collect if you don't have a...

Work provides a sense of worth and accomplishment that goes beyond "just the money." You make "the mentality" sound like a disorder. It isn't.

Bank Services Billing Standard If you ask for the Bank Services Billing Number from your bank and they can only give you the SWIFT number go back to the receivers back and explain to them this a...

they will probably catch that error and fix your account so dont get too excited. Ive worked in the banking industry for years.

You need to file a police report. Then sue the company that gave out your personal information. You can take them to small claims court and have a pretty good chance. You are encouraged not to use ...

Your biggest problem appears to be not budgeting for exceptional expenses. You are doing o.k. in an average month, but then comes a trip to Disney World or presents for Christmas and your debt goe...

It's always best to try to sell the house on your own. If the bank has to sell your house for you, you will still be liable for the amount left over after it sells. They usually come after you...