| Personal Finance |
| What are some of the most overlooked ways that people waste money? |
Having all the bells and whistles for
cell phone
home phone
Internet access
cable
Belonging to not often used health clubs, movie clubs, book clubs.
Impulse purchases because item is on ... |
| What are some habits that a) save money, b) improve health and c) help protect the environment? |
I started biking to work once or twice a week. It's about 6 miles each way. Not only do I save money on gas, I also am dropping lots of weight, and producing less pollution by driving less. ... |
| With a $2,000 windfall: Start your 15-yr. old's Roth IRA or put it in his 529 college savings? |
College is expensive to be sure. But there are many ways to pay for it. Let's not forget your son can get a job and help pay for his expenses.
I'm for the Roth IRA. It is much better t... |
| My credit score is the same when I apply 4 a mortgage, credit card, etc except when buying a car, why is that? |
As the first guy said, there are 3 bureaus, each with their own score. But it shouldn't very by much. Mine are all within 10 points of each other. I just bought a car and it was 10 points m... |
| I quit my job and need to know what I should do with my 401K? |
Roll your 401(k) into an IRA. You can roll it over to an online broker like E*Trade or TD Waterhouse.
Whatever happens, do not accept a check from your employer for the IRA, they will withhold ... |
| Can you switch accounts with an itunes gift card? |
sorry, there is no way! :( ... |
| How do i found out the amount of euros to go to certain places in Paris??? |
I just got back. Where do you want to go in paris? Most individual places have their own web-sites that will give you the fee or admission... ie.. www.louvre.fr for info on the Louvre Museum or if ... |
| Can u please tell me if there is a store or whatever that we can borrow up to 8 thousand dollers or more? |
Yes they are called banks and credit unions. ... |
| What to spend money on? |
SAVE- $150 SO YOUR NOT DEAD BROKE.
PUT SOME TOWARD ENTERTAINMENT LIKE MOVIES AND AMUSEMENT PARKS- $50
TOWARD CLOTHES-$ 100
PUT THE REST TOWARD GIFTS FOR MOM DAD OR A FRIENDS B-DAY -$90 ... |
| Will it hurt me to close out my savings account with my FICO score? |
Why not try that ING savings account?
They offer 4.10% in savings accounts!
-Best of luck! ... |
| How can I start budgeting my money? |
You can't save much until you pay down debt, so I would pay down the debt first (your car loan) because debt costs you money at a faster rate than your investments can earn it in many cases. I... |
| I need help finding my employment history!? |
Only one answer to that question: Social Security Administration (local office should do). ... |
| I have $100... what should i buy? |
Save it or invest it ... |
| What kind of job will guarantee that i make over 1 million dollars before i turn 28? |
The only way to do it (and I'd seen it done in shorter period of time) is with your very own business related to science but marketed worldwide with the use of an Internet.
Job is an acrony... |
| BRIGHT IDEAS NEEDED... How to get out of being scammed?? |
The best you can do is try to take him to small claims. Ebay is required to disclose to you what they know about the scam. They may have his information and/or the police criminal case number. You ... |
| Is there anyway for me to find out how much our home is worth? |
For a very rough estimate, you can check out Zillow. For a true analysis, you will have to have it appraised so that it can be compared with the most up to date information on what has and has not ... |
| What is APY when looking into opening a Savings Account? |
The APY is the annual percentage yield. That means if you put $1,000 in today, you will get that percentage if you leave the $1,000 plus any interest earned in the account for an entire year. In ... |
| I'm currently $30000 in debt, but i don't want to file bankruptcy. What is the best thing to do now? |
I've been there. I agree filing bankruptcy is not a smart option. It will make buying a house almost impossible in the future. It will also make a buying a car very difficult. So many thin... |
| How Much money do you guys think i should make.? |
It is tough to tell since pay rates vary between cities across the country.
You can contact a local employment agency as they publish annual salary surveys, or you can simply look in the class... |
| Can i pay with both visa and cash in a store? |
Yep you sure can. I do it all the time! Just make sure you tell them that it will be paid with cash and the card. Its easy! ... |
| If a person receives money from a civil lawsuit, does that person have to pay federal income taxes on it? |
Go to the IRS web site and check out their rules.
... |
| Debts to Pay? |
Is the $257 the amount you have with each paycheck to apply to these bills? If this is the case that's $514 within a months time frame so you should be paying these bills in full each month w... |
| I would like to know if I can use pay pal to order and pay my phone bill! Because I do not have a credit card. |
it all depends on the provider but for the most part no. you could go get a prepaid credit card though just for the purpose of paying your phone bill or you could always do a moneygram. ... |
| Confused about consolidating loans...help me!? |
The only reason consolidating will help you is if you can get a lower rate on one or both of the current loans. You have not provided enough info for me to explore your options. You need to be wo... |
| I need to move out. How do I accomplish this seemingly overwhelming goal? |
Pray, pray, pray!
Moving out can certainly be overwhelming. It comes with it's own share of both excitement and worry. It will also take money as you know.
If you are just starting out,... |
| Why are big banks writing off billions of dollars? |
They are writing off loans which are non-performing...payments aren't being made and writing down the value of the remaining mortgages they are holding based upon an estimate of the portfolio... |
| Where can i find goverment grant to help me buy a home? |
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity.
Also visit the Nehemiah Corp as they have a downpayment assistance program fo... |
| Debt consolidation??? |
If you can, consolidate it in with your mortgage. Mortgage interest is tax deductable. You will be spreading it out over 30 years. That is the down side. You can always pay more per month to pa... |
| Can a 14 year-old child get a credit Card? |
Yes. But I would recommend the Visa Buxx Credit Card, it is like a Credit Card but it shows the child responsibility and you can monitor his/her spending via the internet. I believe the website is ... |
| Best place to get an ira? |
Since an IRA is money intended for your retirement, meaning the investment is very long-term, then my answer would be "neither".
Open an account directly with one of the major, reput... |
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