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What's the best way to save your money?


How do you save your money or what do you think is the best way to save your money, and not being able to touch it or spend it!

Open a saftey deposit box, take 15% of your check every week and put it in there, have someone else hold the key so that you are not tempted to go and take it out, plus it is a lot harder to just go and get your money out, of the bank, it is not a Credit card or Atm. The other way that works real good is ask your employer to adjust your dependents on your paycheck so that they hold out more from your check and at the end of the year when you do your taxes you will get it back. Good luck

An account outside of your state without an ATM card. You should be able to mail or make electronic deposits to contribute to it but have to go in person to take money out. You can also consider a joint account with someone you trust and make it so that they can have access but that you cannot.
If you are thinking long term consider a 401K and/or Roth IRA.

that depends on what the money is for. If it is for retirement, consider a Roth IRA, if it is something else a CD or mutual fund may be a good option.

Well a saving account where u cant touch it would work i have to tell the bank people to not let with draw from my checkin and they dont sometimes i go in and they be like nope ms.harris no more money for you... so yeah talk to your local bank people see if you cant work out something...

Easiest question to answere, don't spend it.There that was easy was'nt it.

I would start a personal IRA account.

You can withdraw money from it but you will know that if you do there will be a penalty. You may be able to have money directly deposited from your paycheck into that account.

Stop using credit cards. Pay for everything with cash or money orders. Don't even use checks. It's easier to overspend when you're pulling from a bank or credit account because you don't know exactly how much is in there. If you have cash, you can see your supply running low. You can even bundle up the predetermined amount of cash allocated for each expense with a label or keep separate jars for each expense (e.g. a bundle/jar for coffee, another for gas, another for miscellaneous). As you pull money from a jar for that particular expense, you'll see how much remains and you'll also be reminded of your limit.

This way you learn to live on the remainder that you take home. You will be surprised how comfortable that can me.

Try investing! I joined one company that allocate the investment to Uranium, it pays really good return. I got daily interest of 2% of my investment, and it's 7 days a week! so in a week, if you invest 100USD, you will get 14 dollars!
You can withdraw your investment anytime you want, and the minimum amount to invest is only 1 dollar! So you don't have to worry about your investment. Right now, I have invested USD250, and I got 5 dollar a day without having to work hard!!
Don't know where to start? you could just follow the process below:
1. Open new e-gold account, you could register for free at https://www.e-gold.com/newacct/newaccoun...
2. Credit your e-gold account by trading your dollar to e-gold using e-gold trading merchant, e.g: http://www.moneycentralmarket.com/
3. Go to http://www.klikdisini.com/safeinvestment and register new account, minimum deposit is USD 1 dollar.
4. Just wait and see, the money will generate profit itself, if you invest more, you could get more profit. well, there's a saying, spend money to make money, rite? ok, try it out and see for yourself, you won't believe your eyes ;)
or if you wanna make money really fast, like a day, you might wanna try http://www.klikdisini.com/fxprofits but it's only for short term plan ;)

First is to setup a spending plan. I have a checking account with my monthly spending money in it. I have a money market fund, which is for short-term investments for emergencies, vac., christmas, birthdays, furniture and applicances. I also have a Roth IRA that is for my long-term investments(retirement), I do not have a 401k option. I am a financial coach, but if I was not I would seek one out to help me get this financial program in place.

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