The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Personal Finance

Prosper.com question before listing?


Applied Prosper.com for personal loan. My Experican score is 693 and was graded "C" on Prosper.com's listing. What 2% DTI means? I have very clean record. no deq. no public record. I'm very responsible and paid all bills on time. Annual income is $43,000 a year. This is good or bad for my lsting? Can I get a personal loan for $15,000?

This means you have a debt-to-income ratio of 2%, meaning that currently 2% of your monthly income ($43000/12) of 3,583 goes to debt payments. This is about $71 a month, which is an excellent ratio. You have a very good score.

Depending on the terms, you should be able to get a good payment and rate with your score.

Tags
  Australia Taxes   Small Business   Renting & Real Estate   Personal Finance   Investing   Insurance   Credit
Related information
  • I am about to graduate from college but have bad credit will anyone hire me???

    If you work in a smaller office they probably won't run your credit. But if you want a gov't job or a job for a corporate company you'll probably have some difficulty. That many co...

  • How can I back get my social security number?

    You have to verify your identity before they give out your number you can do this through the mail. ...

  • Is it legal for a bank to take back money from the last 2-3 months of bills you paid with check cards?

    If I am understanding this, you owed the bank $1,000 and they then (Two months later) took back payments that you had already made? I don't think they can do that without some sort of legal a...

  • Ok I have a Million Dollars to give away so why should I give it to You..?

    Because I did my research, you were born on the 7th of June 1962, and you are a true gemini. But keep the money, just give me ten points.

    ...
  • Job help????Please?

    If you have a good background in mathematics, financial market quantitative analysts are in high demand. These jobs tend to start in 6 figures. Good luck

    ...
  • Adding Funds To Paypal Account?

    I think you need to report the problem to PayPal. I just tried to add funds and after I selected Add Fund from Bank Account it took right to a page with my bank information on it and all I would h...

  • I have bad credit, what is the best way to get a mortgage without a co signer,?

    1. Pay off any collections that you have. 2. Stay on a job for at least 2 years 3. Make payments to any current creditors on time for 12 months. 4. Save enough money to put down 3% on the h...

  • Bank of America overdraft protection sign up?

    Financially sound person and had problems = broke and doesn't keep track of their spendings. You usually get put into it automatically. If you aren't sure then go into your branch and ask...

  •  

    Commerce Categories--Copyright/IP Policy--Contact Webmaster