VERY FED UP WITH EBAY AND PAYPAL!!!!! I need someone to help I am so infuriated right now! What to do?

Yesterday, I saw this wonderful 37in Olevia 537H TV on sale at eBay for $590 dollars and I said to myself, wow what a deal. So the next day (today) I went to Key Bank to get a possibilities card (like a master card or a debit card but you specifty the amount) for $670 dollars. After shipping the total cost was $668. So that should work out right? NO!!!!!!!!!!

I DONT KNOW WHAT IS GOING ON. I got to pay the man on ebay and it says that I HAVE to use paypal (I hate them because they have given me the same problems in the past) So because it's a new card I am assuming that they charged one dollar but it refused to go through and I tried three whole times. NEVER WORKED! I then called the seller and he said he would take my credit card info over the phone. This still couldnt work because, I need the item to be shipped different from the billing address. I think he was lying. Well after that I called key bank only to find out that my balance was $667. Three dollars less than what I put in.

I think that the stupid paypal just charged me that three dollars and now even if I did find a way to make the payment, I can't because now I am a dollar short. To make matters even worse, I am out of town right now and there is no key bank in my city, (just moved to ATL and visiting family) so I can't do a cash advance or cancel it but even so, I just lost ten whole dollars thanks to ebay and paypal. And I have to get it done if I do that by tomorrow, the same day that I leave. I am so upset right now because I had really wanted that tv. I WILL NEVER EVER USE EBAY EVER AGAIN! I wish that I could just get all of my money back. I wasted my time and money. Where am I going to find the same tv for 660 dollars????? ITS IMPOSSIBLE!!!!!!! I am EXTREMELY UPSET. They make me SO sick. What is it that I am able to do right now??

I did a search and you bid and won with a seller named wegotbetterdeals..

As others have said, the problem is not PayPal or Ebay. It's that you either didnt read the rules or didnt understand them or didnt care. I have itemized them as you have described in your post (I dont think its really a question).

Problem #1: It says you have to use PayPal. You dont get to be angry because you dont like PayPal, any more than going somewhere that wont take checks and insisting that they take one. You dont like the terms, hit the back button and move on.

Problem #2:The seller seems to want to work with you, but you get upset because you want him to send it to a NON-VERIFIED address. If he does that, he loses ALL the protection provided by PayPal, which means if someone steals the TV before you get home, he is out the $668.

Problem #3: The missing $3. I am at a loss since I never use a "possibilites card" so there is something going on there. I can tell you that neither Ebay nor PayPal will arbitrarily deduct $3 from your card. Not ever.

Problem #4: The missing $10. This one puzzles me because you seem to lose $10 because you are in Atlanta? I dont get it. Is that the fee KeyBank charges for the possibilites card? Unclear, so lets move on.

Problem #5: You are looking for a cash advance because you have to do the transaction before you leave tomorrow ? Why? You have 7 days to make a payment per Ebay guidelines. There is absolutely no reason to blow a gasket because you want to pay them today. It's not like it's going anywhere anyway. Dont understand that one.

Problem #6: EDIT states you read the instructions and nothing states that they only ship to a billing address. Scroll down to the bottom of the page. In big bold letters it states "Due to credit card regulations pertaining to credit card fraud, please be advised that all products will be shipped ONLY to the billing address where you receive your credit card statement. It is for your own protection"

Problem #7: Why can't you ship to a friend or somewhere else? You can! Just not on ebay, or at least with this seller. If you asked me, I'd tell you the same thing. I ONLY ship to a Validated Address, you dont want that, again, hit the back button.

Problem #8: Just because they have gotten paid doesnt mean anything. Have you ever heard of a chargeback? OK, I'll explain it to you. You pay me with your credit card. I get the money. I ship you the item. When you get it, it's not what you expected or you claim you never received it, so you call the credit card company and tell them to do a chargeback. They take the money FROM me and hold it until I can prove (burden is on ME) that you received it as promised.

Problem #9: You've moved to a new location that doesnt have a KeyBank. I guess I'm still struggling with why you dont just use a credit card, a plain old everyday credit card like Visa, instead of this possibilities mess (which is where the whole thing started). And the reason you've had no problem with the other companies, is because you are buying from COMPANIES, not PEOPLE. People cant write off $668, like Overstock can.

So, my advice to you is simple. Don't shop on ebay. It's way too much trouble for you, and way, way, WAY to much trouble for the seller who probably made a whopping $50 on the last transaction.


Have a safe, peaceful and Happy New Year.

should have read the seller's payment instructions beforehand.

This doesn't sound like an eBay or paypal problem but a problem with your finances. They have to use a confirmed address to prevent fraud. I was a seller for over 5 years and have been a buyer for 10, I also worked in banking for 15 years. They do things like this to prevent fraud. If you are using a temp card they have no way to verify that you won't report it stolen at a later date and state that you never made the purchase.

I understand it is frustrating but the $1 charge is an authorization only that will drop off in a few days. If it doesn't work then perhaps it just wasn't meant to be for you at this time. If you don't have a card that matches your physical address, paypal won't deal with you and a reputable dealer won't either.

You have to associate those "general" credit cards to you for online type purchases like this. It needs a name, address, etc. Call up the number on the back of the card and tell them you want that card number associated to you for and online/phone purchase.

Your in this predicament, because you did not ask questions. You must always ask questions.

1) How old is this TV
2) Can I pay by credit card as I do not wish to use Pay-pal
3) Can you sent via Courier

You get the idea. Now you have a headache. Must always ask questions, ALWAYS:O)