Unemployment quesstion?

Where does the money come from used to pay a person on Unemployment? Does it come from the your current (most previous employer) or from your own account (social security, deductions in the past, etc) Who determines how much you can receive? My company has had 2 massive layoffs this year and there is yet another wave coming in January (confirmed). I sell new homes and my livelihood is based on dirt sales for future closings. My company has said that I am no longer allowed to sell dirt and I can only sell inventory homes. They are setting me up to fail (not on purpose, I realize) and I really want to quit so I can focus all my time on finding a new job BUT money is extremely tight right now and I am afraid that if I quit I won鈥檛 qualify for Unemployment. Can you qualify for unemployment if you quit a job?

I am speaking from fairly recent experience, and from a California point of view. State rules may vary.

You cannot get unemployment if you quit..
I also don't think you can get unemployment if you get fired.
Being layed off: Yes you do get unemployment.

The amount is not that much, it is a percentage of your salary up to a certain level. I am a long time engineer, so I was way over the limit. I don't know how they handle selling stuff, is that salary? or commision? I don't know.

I am pretty sure that your company pays most of the unemployment. Your state also chips in, and I have heard of unemployment insurance, that might be your part. Bottom line is that it does not come out of your social security or anything like that. (At least I'm pretty sure)

Also, unemployment only lasts for a certain amount of time, like 6 months. California extended it for me once, to a year. But some law came into effect and now they don't extend it anymore.

So, don't quit, don't get fired. (being layed off is OK) Try to look for something while you are working, it is a whole lot less stressful. Find out for sure about your state's unemployment benifits. Get your resume up to date..

Good luck to you...

the companies pay it via insurance.

depends on the reason for quitting.

Employers pay this in the form of unemployment insurance to the state and federal government. It is not taken out of your check. You cannot receive benefits if you quit.

You do not qualify for unemployment if you resign your job.

Did you know that you can apply for jobs online? You don't have to quit your job to find another. Unemployment, depending on how long you have been at your current job, comes from your most previous employment. It's hard to explain. But, if you were to find another job and they were to lay you off in the first week or so, your benefits would fall back on the company that you are with now. Good luck!

The employer pays an unemployment tax based upon wages paid. The rate for each employer is established based upon the number of unemployment claims filed against the employer. Experience is typically reviewed each quarter and the employer's rate is adjusted accordingly.

no money if you quit

Each payday, your employer must withhold taxes and social security from your paycheck and sends them to the proper agencies which collect them. Your employer also has to send the identical amount of social security payment as he collected from you. (The amount taken out of your paycheck is only half of the total amount due; your employer pays the other half, by law.)

Also, by law, your employer pays a certain amount of Unemployment Tax based upon the total payroll of all employees in the company. So, when you collect Unemployment, it neither comes from you nor the taxpayers. It comes from your company's payments to the state agency.

Although Unemplyment is primarily used for layoffs, which you cannot control, you can still collect for other reasons. If you were terminated without justifiable cause, you could collect. (A company can fire you for whatever reason it chooses, but if there is not sufficient cause, then you're entitled to Unemployment.)

If a company has substantially changed the conditions upon which you agreed to work, then you can quit and collect Unemployment. One example is, say, the company requires you to take a sizable paycut to keep your job. Another example is when a company suddenly requires duties which were never required before.

For anything other than a layoff, companies will usually deny your benefit. You then must appeal and let a judge or arbitrator decide which side has a better case. The Unemployment agency is NOT on your side. You will need to arm yourself with information and force them to do what they are required to do.

I was recently laid off and my advice to you is "DON"T QUIT"
Let the company lay you off so that you will be eligible to collect unemployment benefits.

Go to the website of the Department of Labor and read up on unemployment guidelines. They describe everything in detail.
www.doleta.gov

There is a chart showing how much you will receive based on your earnings from the previous quarter.
The maximum amount you can collect is $450 per week. That is if you earned a certain amount within the previous quarter of employment. (approximately $11,000)

Unemployment is an insurance that was deducted out of your paycheck and with contributions from your employer.

If you quit your job, you "may not" be eligible to collect unemployment.

My former company also had a couple of layoffs this year, we had vendors and outside people telling us that they heard the company was going under, selling out, etc.
I stayed until the end!
I am collecting severance and unemployment.

According to the department of labor, If the layoff is masive, over 100 fulltime employees; the WARN Act offers protection to workers, their families and communities by requiring employers to provide notice 60 days in advance of covered plant closings and covered mass layoffs.

http://www.doleta.gov/programs/factsht/w...

My company followed the WARN Act and announced the layoff 60 days before the company closed.

The stipulation was that we could not leave the comapny before 60 days or we would lose our severence package.

Within 2 weeks of that announcement this is what I did:
1. I had my resumes updated.
2. set up interviews with 2 job placement agencies and told them when I would be available to start work.
3. I uploaded my resume on www.careerbuilder.com and a trade job board.
4. I registered on 3 job boards related to my industry and emailed my resumes to a dozen companies
5. I attended a job career fair
6.I went on 2 interviews before the company closed.

I am still looking for employment, Next week, I have an interview and a callback for 2nd interview.

I started my job search and interviewing in October, and I feel that I will find something soon.

Beleive me when I say "DON"T QUIT"
One of our co-workers quit 2 weeks before the layoff announcement, and she is unable to collect unemployment and lost 3 months severance pay and "covered" health insurance. (not COBRA; COBRA benefits starts "after" the severance has expired)

1.Curb your expenses,
2. Update your resume and upload it on www.monster.com and www.careerbuilder.com,and job search boards for your industry.
3. Practice interview situations (behavioral, stress)
4. Research the companies that you want to work for
5. Write your goals
6. Continue to work diligently on your current job so that you do not get set up to fail.

Try not to worry, you do not want that sort of desparate energy to come across when you are interviewing for the new job.

Definately check out your states Unemployment policy.
Best of luck to you