The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Marketing & Sales

Any personal experience about assessment when applying for the job of Banking Service & Sales Representative?


I am applying for the position of Service and Sales Representative at one of the major banks. Does any one have any personal experiences of this or similar situations and would like to share? I was told that there would be a team excercise, a writing excercise and a role play. But details of personal story will be much more helpful! Thanks a lot!

For starters you will be asked alot of questions such as what would you do with an irate client. How would you talk to a client about keeping there money with us if another bank has higher rates (Sell personalized service & any other benefits the bank has). Role play may be how you open an account. Talking to old people about there CDs and rates. How to get people to see the Financal advisor/Insurance advisor/or Mortgage advisor. How much you cross sell is very important. If they have only a checking account how to get them to open a savings account. If they have only credit card how cross sell a personal loan or insurance policy. (or anything else they have to fill a quota for).
As for the job itself it is a good job & you may be working in a branch environment. If your coworker / managers are nice it can even be fun. It will wear on you as far as constant customers asking about bounce(returned) Checks. High fees. Checks not clearing when they want it to. And just plain old arrogant customers. The job will help your resume. Pay depending on the location can be $35-$45,000 a year. But banks are tring to be cheaper now. Commissions does depend on you do and what the bank give per account/application/loan. Can be as much as $20,000 extra.Hard Work thou. Try to hold on an apply for a higher position that you like.May take at least a year. Get to Know the company and coworkers in other departments. The real money is made in investments and loans. Check to see where else to. Sadly only a few people make a lot of money working in a Bank Branch. Also you may have to earn an insurance lic to. Depends on the company and state yor in.

Hope this wasnt to long

good luck

Tags
  Credit   Corporations   Other - Careers & Employment   Technology   Marketing & Sales   Law & Legal   Health Care   Government & Non-Profit   Food Service   Financial Services   Administrative and Office Support
Related information
  • Why is it imoprtant to be resilient when you experience setbacks at work?

    It shows you are flexible and can get through anything, because there are almost always setbacks. This is true in life in general. It shows you can roll with the punches and stay strong despite har...

  • Can anyone suggest a software program that can sort & organize sales leads?

    ACT is a popular one...

    ...
  • Would would you do in this employment dilemma I am in?

    Loyalty do you live in collective society? Even though you feel a connection with your company you can get fired or layoff at a drop of the hat. If you remain with A there might be chance that ...

  • Are those scam or just bad jobs?

    The Coca Cola job IS legit....They employ Merchandising Reps whose job is to ensure proper placement on Coke products at "optimal" points (i.e. eye level or at the end caps of the aisle),...

  • Are Mystery Shopping and Paid-For-Survey jobs real? If so, could anyone recommend any?

    Mystery Shopper are real. Being a secret shopper is not a career. It set up for people who love to shop and make money alone the way. This job is ideal for anyone who pays close attention to detail...

  • Should I go try to get a job at these places or are these both crap jobs?

    Okay have your ever been to a warehouse like Sam's Club or B.J.'s or Costco and seen the cases of Coca Cola products? With the Coca Cola job you're riding around with the driver then...

  • Independent sales rep need help?

    You asked a great question that will face many independent sales and direct sales reps. Unfortunately, putting together a great email campaign isn't something most think is needed so you w...

  • Is this sales/marketing summer job grunt work or just physically exhausting?

    Hello...I'm back again to try to compare the Coke Merchandising Job versus restautant jobs you mentioned: The Coca Cola Merchandising Job WOULD involve lifting cases of soda and/or water (a...

  •  

    Commerce Categories--Copyright/IP Policy--Contact Webmaster