What, if any, legal action can I take against my builder and bank?

I am building a new home and recently found out that my bank allowed the first draw to go thru without my signature. The paper work I signed required my signature and the builders. Now I had to hire an inspector because the roofing work is of poor worksmanship.

Well, my first step would be to talk to the bank and ask what they thought they were doing?

You are talking about a lot of money, so consult an attorney. If you signature is required, then the bank messed up, but you need to handle this properly to secure your rights.

It sounds like you don't understand how the process works.

The bank has to pay the builder upon completion of the work for the next draw, or the builder will stop work or file a lien against the property...that is why they paid them.

I would wager that the draws were not 100% dependent on your signature...you need to re-read the contract. Banks have deadlines when you are doing a construction to perm and they are not going to give that much control to the borrower.

Who hired the contractor? You did. Don't blame the bank for that.

An inspector won't fix your problem, another contractor will. Inspectors for that issue are a waste of money, any other roofing contractor could do the same job.

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