Primerica in Canada - Investing for Retirement?

I had Primerica representative in my house approximately 8 or 9 months ago to discuss investing for retirement. Although I receive a pension from my company, my husband company does nothing. After speaking with the representative and because we hate doing business with banks, we decided to to do monthly payment for RSP (in the form of mutual funds). I did some research about Primerica and although their products are not for everyone, they did meet our needs. But I am wondering if we made a mistake. I was wondering if other people have had a positive/negative experience with Primerica in regards to their investments?

I open my Roth IRA through them and later became an agent with the company. I don't know what its like in Canada, but my experience been good. My investments been doing pretty well with an average rate of return of 12% in the past 2 years. I can check my investments anytime by going online at Primerica.com. I can't tell that you are going to get an average rate of 12% until retirement because every investor is different. I don't even know if I'm going to get 12% in the next 30 years. For me, I'm young and so I should invest into more aggressive growth mutual funds.

Anyway, I hope the agent you dealt with was able to explain everything to you. If you have concerns, you should talk to him or her.

Well I have had a positive experience with the company. I am an agent with Primerica but I also have their programs and if I felt they were not the best for my family then I would'nt reccommend them to others such as love ones, family or my clients. That's what is great with our company we do what's right 100% percent of the time. And if you have a great agent that you trust you should be on a game plan to debt freedom and financial independance hope that helps a little Good Luck in all you future endeavors.