What would be the best way to invest $15,000.I do not want to have it locked in for a long time.Cd's,savings??

Yes, a high yield money market account or high yield CD would be the best place. Also, a high yield online savings account would be a good idea too.

Money Market Account or T-Bills.

you see, there is this Nigerian prince who needs your help...

I would pull it out Now and invest in a more "tangible" commodity, like gold, silver anything but the U.S. dollar which is declining faster than a speeding bullet!

Try putting it in Mutual Fund that has a Good Return of 15% or better. AIM Mutual Funds & American Mutual Funds has some European funds that has these Percent Returns of over a 10 yr. span you can check out.

Iceland CD's are yielding 12%, and that is not to shabby.

There are better alternatives.
Since the stock market is not going so well, overseas investments would be the best choice.

Try to invest in someones existing business. You may receive up to 20% guaranteed interest a year. You will not get such high guaranteed returns on stocks, mutual funds, bonds or CD's.
If you invest $15,000 at 20% annual interest rate, you will get back $18,000 in 1 year or$21,600 in 2 years. I run my own business and my net profit is over 5% a month.

Email me at investment4us@hotmail.com and I'll give you a valuable advice if you are serious about investing. Please don't forget to mention your nickname and question at Y.A.

Best of luck!