The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Investing

C D investments?


Do you think if you have a C D in excess of 100,000.00 dollars you would be at an higher
risk, at this time?
(Because of the sub prime mortgage crisis)

Yes, if you put it in a bank that has financial problems due to the subprime problems. Not all banks have exposure to these mortgages.

However, there's no need to take on any additional risk. The FDIC insures your savings for up to $100,000 per institution as long as your bank is a member. If you have more money, just split it between multiple banks. If you have $150,000, buy a $100,000 CD at one bank and a $50,000 CD at another. You'll be insured for the entire amount.

Better invest in someones business. You may receive up to 20% guaranteed interest a year. You will not get such high guaranteed returns on stocks, mutual funds, bonds or CD's.
If you invest $100,000 at 20% annual interest rate, you will get back $248,832 in 5 years. I run my own business and my net profit is over 5% a month.

Email me at investment4us@hotmail.com and I'll give you a valuable advice if you are serious about investing. Please don't forget to mention your nickname and question at Y.A.

Best of luck!

Tags
  Small Business   Renting & Real Estate   Personal Finance   Investing   Insurance   Credit   Corporations
Related information
  • Taking my 401K and putting it in an IRA is this a good investment strategy?

    The big advantage of the IRA over the 401k is that you have complete control over the IRA. You can select exactly what you want to invest in. Some companies' 401ks do not offer good choices ...

  • DOES An average HEDGE Fund investor outperform an traditional stock mutual fund investor?

    Hedge funds are a lot different than mutual funds, but they're similar in one respect. There are good funds and bad funds. The good hedge funds can outperform mutual funds because they don...

  • Voyager, venus, or juke?

    Venus would fit you best.

    ...
  • As economy appears weakening, what % should I apportion my invesment money - shares, bonds, money funds, etc.?

    It depends on how much risk you can handle. If you can't afford to lose too much of that money, than you probably don't want more than 50% of your portfolio in stocks and the rest in bon...

  • Is investment banker the highest paying job there is?

    NO, but still pays good.

    ...
  • I want to invest in the stock market and need some advice.?

    VMWare Baby!!! (ticker: VMW) If you can get it for about 80 or less in the next month or so, then sell at about 100. I'm waiting for it to stabilize a little more before I sell, but the ...

  • What is the best business book out there on the market?

    Jim Rogers, international investor has a few good books out there including: investment biker, hot commodities and his new book on China. The Peter Lynch classic "beating the street" h...

  • Easy points!!!?

    ABOUT 1180 Mexican pesos in $109 US dollars 10.82 to US$1

    ...
  •  

    Commerce Categories--Copyright/IP Policy--Contact Webmaster