The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Investing

I want to invest in the stock market and need some advice.?


Im looking to invest some money in the stock market, and I was wondering if anyone could give me some ideas for who to invest in. I know what im looking for in potential stocks, but i just dont know where to look. Ive tried asking myself "What is the future?" but i cant think of anything. Any suggestions?

VMWare Baby!!! (ticker: VMW)

If you can get it for about 80 or less in the next month or so, then sell at about 100. I'm waiting for it to stabilize a little more before I sell, but the market is a little slow so you may still get a good deal in the next few weeks.

Investing in individual stocks is rarely a good idea. You cna't possibly have enough to offer any diversity.

Instead, invest in quality mutual funds with proven track records and let the fund managers pick the stocks. That's why they get paid the big bucks!

Research them at www.morningstar.com

oh! i see ...Future....Future is short term fuction & Option...I think you can help a group ...
this group is only for Beginner
markettinfo
Group home page: http://groups.yahoo.com/group/markettinf...

I have a good idea.
I would recommend you not to invest in stocks.

There are other ways to get guaranteed high returns.
Email me for a free advice if you really want to earn money.

I don't like stocks. I have invested in small business. Now I am earning 2% income monthly (24% annually). I'm sure I'll double my money in 3-4 years.

Try solar IMHO...

This might help:
Good Stock Pick for Unlimited Profits Framework
http://www.stock-investment-made-easy.co...
How to Find Good Stocks That Will Survive 2008 Market Crash
http://ezinearticles.com/?How-to-Find-Go...
How to Pick Good Stocks That Can Make You Rich in The Long Run
http://ezinearticles.com/?How-to-Pick-Go...

Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planni...
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetalloca...
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin...
http://finance.yahoo.com/funds/basics

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://personal.vanguard.com/VGApp/hnw/...
https://ais2.tiaa-cref.org/cgi-bin/WebOb...
http://www.ifa.com/SurveyNET/index.aspx

Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)


529 plans: http://www.savingforcollege.com

I don鈥檛 appreciate casting my pearls before swine. In this forum there are many a swine who will cast doubt on the most sound advise as well as those who seek advise but won鈥檛 spend a dime for the very best advise. Yet they will throw $1000.00 down easily on a mutual fund that will 80% of the time under perform the market.

If you鈥檙e a beginner asking for investment advise, all you will get here is website and mutual fund recommendations. They will give you the lowest possible risk advise which consequently gives lower to no gains at all.

I took an online course that yes cost me some money, but it is a two for one deal and I didn鈥檛 have to follow a rigorous schedule. I鈥檓 making money in the market, even when it鈥檚 going down. Good luck filtering out the 鈥榮hills鈥?

Tags
  Small Business   Renting & Real Estate   Personal Finance   Investing   Insurance   Credit   Corporations
Related information
  • What is the best business book out there on the market?

    Jim Rogers, international investor has a few good books out there including: investment biker, hot commodities and his new book on China. The Peter Lynch classic "beating the street" h...

  • Easy points!!!?

    ABOUT 1180 Mexican pesos in $109 US dollars 10.82 to US$1

    ...
  • What would be a good investment between $5k and $10k to give a persistant monthly income?

    you can make consistent income from dividend stock. Read here for more detail: Is High Dividend Yield Stock Worth Investing? ...

  • I have a small lump of money (about $1,000) and I would like to know what is the smartest way to invest it?

    with $1000, you can start invest in mutual fund. but if you are not confident with current stock market condition, just put your money in CD. you'll be much more comfortable for sure. in th...

  • Security commissions,malaycia against smf international[1948]s.a,court case history?

    www.nolo.com has the answer

    ...
  • We are planning to develop API for Brokerage Account/Portfolio Performance. Are there any books available?

    Many institutional investors follow the GIPS standards for performance measurement and display. (These were formerly called AIMR standards.) The link below provides a description and has some books...

  • How much is my two dollar bill, 1976, double stamped on the back worth?

    My guess is that the value is in the hundreds of dollars if the bill is in "very fine" condition and in the thousands of dollars if it is in "uncirculated" condition, but that i...

  • If I go long volatility by buying a put and a call and the security moves in the direction of a call, should I

    There is no "correct" answer to that question. You need to look at why the stock moved and what your projection for the future is to decide the proper action to take. If you do not have a...

  •  

    Commerce Categories--Copyright/IP Policy--Contact Webmaster