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    Insurance
    Does anybody know about life settlements?

    Sure, did you have a question about them?

    ...
    IRA self employed?

    Yes, you can open an IRA for yourself, either traditional, or Roth.

    ...
    Insurance industry Q&A - what entry level insurance job ...?

    You could take the classes and then the state licensing exam for P&C insurance and become a personal lines CSR. Thats a pretty basic, intro position....

    ...
    What's good recommendation when DHL deny the claim of damaged and lost shipment?

    Tell them that you have discussed the issue with a lawyer , and ask them nicely again to please refund you or you will take further action. that might scare them into listening

    ...
    What does health insurance usuall not cover? most of the time?

    No matter how much you want that nose job, very few plans will cover it -- or any other elective cosmetic surgery. Exceptions occur when the procedure is needed to correct damage caused by accident...

    If health care costs continue to rise, Insurance companies fear that?

    Please do not solicit answers on Y!A, as this is in violation of the school's honor code. If you need assistance, you can reach the school's academic advisors by phone or e-mail at:...

    Does health insurence ever cover all of your expenses from your medical procedure?

    Depends on a lot of things - was it medically necessary? Are you subject to pre-existing conditions exclusions? Was it pre-certified by your doctor? Usually the answer is yes, but there are ...

    Do workers comp employees work for the devil?

    I take it you mean insurance company workers compensation employees (i.e. adjusters). Well the facts are the insurance company adjuster has no choice but to follow the workers compensation law i...

    MA Health Insurance-resources?

    Depending on what type of coverage it is (HMO, PPO or Indemnity) it may be limited in what providers are available in your state. Check with the carrier-they probably have a website with providers ...

    Need to study for my insurance agent license!?

    Oh, it won't be too bad. You can buy study materials through your local independent agents association - and hint here, many of them have scholarships you can apply for, to help you cover the...

    Is builders risk insurance the same thing as course of construction insurance?

    No. Builder's risk is a specific policy, that covers property only. It can be written for a specific location, or as a blanket. It can be written to include materials BEFORE they are added ...

    How many months of rent proof are necessary when applying for HIP Medicaid in New York?

    It's anywhere from three to six months' worth of bills in general to prove your debt to income ratio.

    ...
    High voltage by Edison fried my appliances. Does home insurance pay for the replacement cost?

    How are we to know? Do you have replacement cost coverage on your homeowners policy? Do you have a voltage endorsement? The standard homeowners policy doesn't include replacement - you have...

    How do you find out if there are lost insurance policies after my dad's death?

    Well, most likely he doesn't. There's no central database of active policies or anything. You can check three places, or rather, only the legal executor of his estate, can check three...

    Is NAALEADS.COM a good deal?

    I have never worked woth NAALeads.com, but they do have a large presence online for life insurance that I have noticed. Another option for you may be to consider InsureMe. They have been offerin...

    Any D.O.s or M.D. here? Does the hospital cover your malpractice insurance premiums?

    If you are hospital staff, they pay your med mal. VERY few doctors are hospital staff - most just have hospital priveleges. BUT, med mal isn't ANY drain on the physician's "sal...

    I have a COBRA question; Health Insurance?

    Sounds like they might be trying to screw you on benefits, especially if it was a serious illness. I lost my job from 2 herniated discs, and my COBRA insurance also would have cost me about five t...

    Are my benefits paid by the employer?

    It depends on the company. Life insurance benefit is paid for by the employer, but if you buy-up optional life, that is paid by you. Medical insurance - they could pay anywhere from 50% ...

    Do you have to be licensed to practice Rekei?

    You will need to google your state and Reiki Laws to know what your state requires. Here is a good general website: ...

    What does this term "included warranty" mean ?

    What's the context? You can just look up the individual words at www.dictionary.com . . . without any context you can just use the common word definitions.

    ...
    If a company offers an insurance cheaper when you pay monthly by Direct Debit than if you pay one lump sum?

    With DD they know it will be easier to collect from you and less likely that you will go to a different company in the future. With annual or semi-annual payments it is much easier for you to swit...

    Which insurance policy is better for my showroom and warehouse is saudi arabia?

    Get an agent over there, who can compare and contrast your coverages.

    ...
    Do Different Car Insurance Companies Really Have Different Rates?

    Make sure you understand why the rates are different. For instance if your current policy has towing and car rental included, make sure that is included in the policy you are comparing it too. Make...

    Anyone who has taken the Series 6 Licensing?

    I like the Kier books for studying. Here's a free practice exam: ...

    L would like to take the life insurance exams but l have immigrant visa still expecting my social security.?

    They won't give you your license until you have permanent resident status.

    ...
    I'm thinking of switching our house insurance and want to know what is sentinel silver?

    No idea, you'll have to ask the agent. There are several Sentinel Insurance companies. Not sure which one this is. LIkely, it's a level of coverage, on one of their homeowners polici...

    How do you choose and insurance agent?

    The best thing to do is call a LOCAL independent agent. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to ...

    HMO premiums?

    B

    ...
    Who pays before company assumes liability?

    The policyholder - it sounds like a deductible. The medical bill is your responsibility. Even if the health ins does not pay - or does not cover the service -it's still your responsibility ...

    Which medical service is least used today?

    d. Capitation. Most of those plans are going to the wayside.

    ...
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