Funeral insurance is basically a low face value, whole life insurance policy. Frankly, if you put the money in a mayonaise jar, you'll be better off, IMO. You're probably looki...

You can find a list of all insurers licensed to do business in your state, on your state insurance department website. It's a MASSIVE search. Or, if you're looking for something in pa...

Yep, Actuary. Actually, you have to really, really like numbers, and be good at math.

Personal and professional are two different policies, you know. Driving cars is auto liability, different from both personal AND professional liability. General liability is different, too. ...

Liability for claims is based on date of service, not date of billing. And yes, you are subject to paying an extra fee, as you're technically cancelling the coverage mid-term.

Deny, deny, deny. They'll do anything and everything to try to maximize their profits at any cost. They are always planning ways to change expensive benefits, change the language of their ...

Each insurance company has lots of little sub-insurance companies. This is so they can offer different rates to different people. (which, btw, is why there's no "one size fits all"...

If you received a dividend check then that sounds like that policy is still in force. You need to contact the insurance company and notify them of your father's death and file a claim. They ...

Are you going to QUALIFY for CHIP? Basically, CHIP *is* a state Medicaid program. If a doctor won't take Medicaid, they're not going to take CHIP. HOw much it costs usually depends o...

He's this fat jolly guy that normally comes around Christmas. Seriously though... it's a clause in a contract that would render the contract invalid if one of the parties became insane...

Newsflash - insurance companies do NOT fix houses. You'll have to hire a contractor to do it. If there's a mortgagee, the check will be made payable to you AND the mortgagee. And...

Fire is covered by all Homeowners policy but unfortunately, fire is not statistically the most common type of loss. Many homeowners Insurance Companies will do a good job for you. I generally wou...

Risk date is the date the policy begins coverage, also referred to as the "Effective Date". Commencement date is the same thing. Different Insurance Companies and Insurance Lines of Bus...

Absolutely not!! The recommendation makes no sense. The previous answers are correct, but there is another factor to consider as well. An annuity is a tax deferred product. An IRA is a tax defer...

Probably. Group life insurance is super cheap. Of course, if the employer is paying the premiums, the benefits are usually one year's earnings. Not much. Life insurance is the CHEAPEST ben...