The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Insurance

I will be 65 next year and researching medicare I find it totally confusing.?

I was checking supplemental health insurance, and the website brought up 365 choices in my area. This is like a bureaucratic nightmare. Has anyone thought of an easy way to choose what is best?

The easiest way is to visit a local independent agent that specializes in Medicare policies. An independent agent works with many of the plans and will know the policy that's best for you. The premiums are exactly the same whether you use an agent or not.

I know it can be confusing, and plans can change every year. It takes me several weeks each fall to compile all the information and learn what the plans have to offer for the upcoming year.

Medicare becomes available when you turn 65. You will receive information from Medicare about three months before your birth month, irregardless of whether you sign up for social security or not.

I think your best move is to visit your local soc sec office and ask any questions you might have. Also it is important to go there three months prior to your retirement date and apply for social security so that your benefits will begin as soon after your birthdate as possible. I think the requirement now is 65 plus 7 months. I am not sure about that. If you will be 65 in 2008 it may be different. Good luck and best wishes.
Dustyantique42

I agree with the person who said to sit down with an independent insurance agent -- one who represents Medicare Supplements AND Medicare Advantage Plans so you can figure out which one is the best for you.

If you need some help finding an agent, you can put your info into an online quote form, and be matched with eager pros who want to talk to you!

The easiest way to find out the medical Insurance for senior citizens is by getting a free life insurance quote. You can then compare them yourself. You can find affordable life insurance for seniors of almost any age! Save Money By Comparing Life Insurance Online. Stop The High Pressure Sales Calls.

Yes, the easiest way is to work with someone who's READ all those choices, and has compiled a comparison spreadsheet - YOUR LOCAL AGENT.

Start with the guy who does your car/house insurance, and if they can't help you, ask for a referral.

Tags
　　Renting & Real Estate 　　Personal Finance 　　Investing 　　Insurance 　　Credit 　　Corporations 　　Other - Careers & Employment
Related information
  • Mt hous burned down. How much money will insurance give me for the things lost?

    I'm sorry your family has suffered such a loss. Fires are really devastating. The policy isn't going to pay *you* anything. They will pay your parents, as your parents are the ones ...

  • On second life it says pay?

    It's real money but you pay in Linden dollars usually. You can buy Mainland- direct from lindens you can buy private land- you pay with lindens to an estate owner. But either way you also...

  • What kind of workers comp settlement can one expect for loss of toes.?

    What you'll be receiving is called a PPD or a PPI reward which stands for Permanent Partial Disability or a Permanent Partial Impairment. Each toe is rated a certain amount of degree's a...

  • I'm studying to become an insurance agent. My study book says the following: ....?

    Both. If they don't care for their bottom line this year, they won't be around to care for the insured next year. You can't seperate the two. Companies that don't wor...

  • Do you have private insurance?

    Yes. We have private health, car, life, homeowners, and disability policies.

    ...
  • Help with my unemployment insurance application!!?

    Nope, there's no site. Best you can do is either guess, or call your employer. But you'll be due soon for your W-4 for last year, and that should have the info on it. OR, you can l...

  • Who is the largest CAR LOAN INSURER in USA?

    Depends on how you define largest. Most money in reserves? Most amount insured? Most number of policies? Most claims paid? Most offices? Most employees? Car loan insurers are SMALL. Sma...

  • How to make acattle farm?

    Buy some cows, fence in some land, work your butt off and plan to loose a lot of money. Don't give up your day job, as most cattle farmers are only part timers, as farming doesn't pay.

    • 　

    Commerce Categories--Copyright/IP Policy--Contact Webmaster