How can I find out whether a business has "hidden" liability insurance?

You ask them.

Liability insurance is NOT required by law, anywhere. The existance of liability insurance for a particular entity is private information.

Sometimes it's required by contract, but again, you'd have to be party to the contract.

what and why?

You can't other than by asking them.

There is no way to find out this information. There is no central database of who has what policy; the other party's insurers are not obliged or allowed to give you any information about someone else's policy (or even that a policy exists) nor is the business obliged to inform you of this information either. You will have to sue the business, at which time the business will file a claim with their insurer or not.

You can bring suit against said business, and see who defends against the suit, and who pays if you win.

Tags

　　Renting & Real Estate 　　Personal Finance 　　Investing 　　Insurance 　　Credit 　　Corporations 　　Other - Careers & Employment

Related information

What wording should i use in expressing qualified audit opinion when there is insufficient audit evidence?

It would be difficult for someone to answer that without knowing the context. I write audit reports all the time, but it would be difficult to offer an appropriate suggestion based on what you&#...

Cobra Information in Texas is this legal? What do I do?

Only you can elect COBRA. Your employer cannot do this for you and especially cannot do this without notification. It sounds like they are WAY out of compliance. Speak to an attorney NOW before ...

Did anyone who is military not get paid today that has a USAA account??

Today (13th) is not a military payday.

...

How much money can you make a month, if you are pregnant, to be approved for Ahcccs?

It's going to depend on who you're living with, and it can vary by state. You'll have to go onto their website and look it up.

...

Insurance Industry - which insurance jobs ???

Most enjoyable is HIGHLY subjective! I LOVE LOVE LOVE contract analysis, finding ways to insure weird risks cheaper, and "doing it better" than the other agent. Creative underwriting, ...

Someone destroyed a tree outside my home. I can't get their insurance company to respond or pay my claim.

You sue their client. Depending on what happened, there's likely no coverage, anyway, under the policy. You don't say what happened, so it's hard to know. Their insurance com...

How does a Redlight Photo Come to You?

with an envelope..... so you can send money.......

...

COBRA question - the insurance thing...?

No, you can keep it for 18 full months after you leave your old employer, for whatever reason - even if you're working with a new employer. But then, you need to have a plan in place - wha...