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| *The Commerce Journal>>>Insurance |
Workmans comp question...impairment raiting...? |
My husband got his impairment raiting from workmans comp today. We are from Texas and he got a 35 percent impairment raiting. He makes 1300 per week. Can anyone tell me how his settlement will be figured and when we should expect it now that he has just recieved his raiting? Impairment ratings are based on several things, usually the ability to return to work, if there are permanent job restrictions or not, the body part and the percentage of disability awarded and the average weekly/monthly wage. Every state is different in their impairment calculations. The best thing to do is contact your adjuster, I would imagine there is some sort of award with the calculation on it outlining the payout. Also, these awards are usually paid out in monthly increments, and should start in a few weeks unless there is a dispute on the impairment rating by an interested party. The best thing to do is contact the adjuster, and your husband needs to do that not you. The adjuster has no obligation to discuss your husband's claim with you and may not. Then you will know exactly what your award will be. Um, no. Workers comp doesn't pay for pain & suffering. How much did he make BEFORE the injury? How close is he to retirement age (65)? If his impairment is a permanent disability, the settlement is based on how many working years he has left, and how the impairment affects his ability to earn money in his current occupation. This sounds like the other work comp question that had the same state and rating. |
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