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| *The Commerce Journal>>>Insurance |
Can you get workmans comp if you were in a wreck while carpooling home from work.? |
my husband was carpooling home from work when the driver of the car was in a wreck. the driver is paid by the company to make sure he either gets home or to his car safely. my husband broke his femur in two places and hasn't worked for 5 months. can he get workman's comp since he was to get my husband safely to his destination and failed to do so? as mentioned before wc does not come into play on this accident but you may have recourse from other sources. No. Workers comp. only insures people that were injured while working, not commuting to work. Unless of course, you're a trucker or commuting is your job. However, he may be able to sue for lost wages, etc. I DOUBT IT If you don't have an attorney yet, get one as soon as you can. Workers Compensation is specifically to cover injury to employees while in the course of employment. There unfortunately is no easy answer to this question. The worst case scenario is that the Work Comp carrier denies the claim. Ask the company to turn the claim in, although, since it is now 5 months later, you may have much bigger issues since the accidents or injuries are supposed to be reported as soon as possible. Generally speaking, the case can usually be made for injury occurring on the way TO work, but it is much harder to make the case on the way home FROM work. You may have a leg to stand on since you say the driver was being paid for driving and so he may have been doing work for the company. The bottom line is that this question does not have a 100% answer, ask your company to turn in the claim and cross your fingers. No. WC only pays if you are injured while driving in the course of your work duties. Commuting to and from work does not fall into that category. Driving to and from work, at the beginning and end of the day, isn't a workers comp eligible claim in any state I've ever worked WC in. |
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