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Is it possible to obtain health insuarance outside of your job....?


that doesn't cost a fortune?

i just want basic health insurance that won't cost me hundreds a month. is that even possible?

I am unemployed. I have major medical & a dental/vision discount card. I'm single with no dependents (45yo) and pay about $110 per month.

Here's a good place to start -

http://www.ehealthinsurance.com/

It is possible but it is expensive. Consult an independent insurance agency that handles health insurance.

No. Well, maybe. If you're 25 and healthy, you can get a basic policy with a $5,000 deductible (meaning, you pay the first $5,000 of medical bills before the insurance kicks in) for about $125 a month.

Otherwise, if you're 25 and healthy, it costs about $250 a month. If you're 40 and healthy, it costs about $400 a month. And if you're not healthy, they either won't take you at all, or won't cover that condition.

It's the same through your job, but your employer usually pays a big chunk of it, so it SEEMS like it costs less.

It's possible to get insurance outside of your job, but it's expensive. Check around and see what's available.

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