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| *The Commerce Journal>>>Insurance |
PLEASE HELP!! I had my wallet stolen and I was wondering if anything can be done with an insurance card? |
PLEASE HELP!! I had my wallet stolen and I was wondering if anything can be done with an insurance card? call every single credit card company your with and tell them. the number will be on the statements. tell them what happened. and call your insurance company and let them know. the dmv and ss ought to issue you new cards. Contact your human resources department who handles the insurance company or contact them immediately . Let them know your wallet was stolen with the cards in it and that you need replacements and would like new numbers associated with them. It happened to me and unfortunately someone can just use your card not all places require identification when you go to see a dr or a dentist. If they went to a hospital emergency room they could use your name for a free bill. Lets just hope that your Member ID number isn't your social security number. I've had it happen tome before where someone tried opening credit cards with my social security number from my insurance card. Contact the three credit bureaus (Trans-Union, Equifax and Experian) and let them know your wallet was stolen and to put a fraud alert on your account. If your card was issued in the past 3-4 years, it probably does not contain your social security number for privacy reasons. However, it is possible for someone to use your health insurance card to get medical services without presenting ID (especially prescriptions if there is a drive-thru.) Like auto insurance id card? Nope, nothing. Don't worry about that. But your license and credit cards are a different story . . . Yes, there is the potential for someone to use your insurance card to receive healthcare. All they would do is pay the copayment and you get stuck with a bill. The healthcare facility is supposed to make a copy of photo id so it doesn't happen often anymore but I am sure some places still don't check. |
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