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At what age do Ford Motor Co long term disability payments cease?


Is it normal retirement age of 65 or do they go on. Also, if you are receiving Social Security payments,will they be reduced?

No, after you hit retirement age, disability stops. Then you have to start living off your retirement savings.

Yes, disability payments are eligible for reimbursement from any OTHER income sources - including wages, other disability payments, or SSI.

You will have to read your policy to find the limitations and/or social security offset. Without seeing your contract, we're just guessing. The HR department should have copies they can send you.

Most group plans provide disability benefits to age 65. Some of the newer policies will continue benefits until you become eligible for Social Security which may be later than age 65 depending upon your date of birth.

So if you are eligible for Social Security retirement benefits your disability payments will cease. On the other hand if you are not eligible for retirement benefits but instead are receiving Social Security disability benefits the disability payments from Ford will be reduced by the amount of your SSDI payments.

That being said, you would be well advised to check with Ford Motor Co. human resources department because my answer is based on typical group policies. The UAW may have cut a better deal for their members.

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