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| *The Commerce Journal>>>Insurance |
I fell at my son's home and he doesn't have renters insurance is he responsible or is his landlord resposible? |
I was told the landlord is responsible Don't be a sue freak. You are responsible for falling. Did the landlord show any kind of negligence which caused you to fall? If you just tripped and fell, it is your fault. I would think the landlord is responsible as well. Hes the one who doesnt have insurance. You and gravity are responsible, at least that's the way I see it. Sue your son. Quit looking for a quick buck. Be more specific. What was the proximate cause of your fall? Did either of them fail in a duty of care to you, or did you just trip over your feet? your the one who fell so arent you responsible? Possibly neither. The landlord and/or son are responsible for keeping the place from being dangerous, but not for keeping you from being clumsy. Without knowing why you fell, it is impossible to say whether you are the responsible person. The landlord is responsible only if your fall was due to some problem with the property. If you fell because you are a clutz, that is on you. IT DEPENDS ON THE NATURE OF THE FALL. IF IT WAS DUE TO STRUCTURE DAMAGE THE LANDLORD. Depends on his contract. I am a landlord and I am only resposible for people I send there on my behalf (i.e. contractors, realtors), the renter is responsible for ALL his guests and ALL other persons. That is a pretty standard clause in a lease/rental agreement. So it is your son's responsibility. i know here in ky, you have to have renters insurance .( call his landlord.) you don't have health insurance on yourself? if no renters insurance, than his landlord should,i know has it. Unless you fell because of negligence on your son or the landlords part, you are responsible. Was there a broken step or ice you slipped on? If there was something that needed repaired that caused your accident then: 1. Your son would be responsible if he had not notified the landlord of the needed repair. 2. If son had notified landlord in writing of needed repair then landlord would be responsible. Let me get this straight... You want to sue your son? Did he push you, leave a step off the stairs, or make you jump to a lower level? What kind of a heartless parent are you to want to make your son responsible, possibly spoiling his credit rating for at least 10 years and making him unable to pay his bills if he pays you? I think none of the above are responsible, if you can't put one foot in front of the other, it is your fault. If you were to even consider making your son liable, that would be disgraceful. Take some responsibility for your clumsy actions and stop trying to make a quick buck. This is not a place of business. It's not like suing a corporation. Kids fall on playgrounds and scratch their knees, but you can't sue the play ground. Even in a place of business if you fall as a result of losing your balance you can not hold the business liable. Your accident would have to be unavoidable as a direct result of improper conditions creating a hazardous situation. This is a residence which your son is probably responsible for the up keep of if he's buying. Shy of serious neglect a judge would most likely throw such a suit out, and order you responsible for your own actions leading to the fall. Even if your son doesn't have home owners insurance because he's renting the same would apply. But say he's buying, he would have to have done something that was seriously neglectful for you to ever win such a case against him as he has very limited responsibility for the public. Again, not like a business that is expected to watch out for the safety of there consumers. Wow, people are harsh. It depends - why did you fall? If the property was in disrepair - such as if the floor collapsed and you fell, or ice wasn't removed properly, then it's the landlord's issue. Well, NO ONE is responsible, until a judge says so. It depends on where you live. Every jurisdiction is different. It may even depend on the conditions of the lease your son signed with the landlord. YOu need to seek the advice of a local attorney. |
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