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| *The Commerce Journal>>>Insurance |
When your cae is totalled and your insurance company pays it off does it help your credit? |
When your cae is totalled and your insurance company pays it off does it help your credit? Only if the insurance company pays out enough to pay off the car. Otherwise, you have to keep making payments until the loan is paid off. It comes down to who is at fault. If it was your fault then you are a bad risk since you totalled your security. If it wasn't your fault then you would have a good credit history as you paid off your loan If your insurance pays the total amount of the loan. The loan will show paid in full. This will influence your credit in a positive manner. |
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