Which is the best Unit Linked Insuance Plan in India ?

unit linked Insurance i.e. L.I.C , HDFC, Max insurance, ICICI

ULIP is not an intelligent investment looking at the upfront cost involved.

If you want to take a ULIP for long time & interested in Retirement plan(only 33 % cash on maturity, rest in annuity), then go for Single premium ULIP from HDFC with minimum premuim of 25000(& then top it up whenever required) as it gives following benefits-

1. only 0.8% Fund management charge. Very effective in long term
2. Allocation is 94% of 25000, so only 1500/- deducted as premuim allocation charges.
3. Unlimited topup allowed. allocation rate for topup is 97.5% in first year & 99% from second year onwards.
4. 24 free switches allowed in a year. Other dont allow more then 3-4.
5. only 20/- per month policy admin charges. Again lowest

HDFC has the best unit linked plan in India.
according to economic times it has proved that HDFC has more growth rates than any another company.

Go for LIC's Market Plus without risk single premium and you can pay top up premiums whenever you have money

good luck
pnkmurthy@yahoo.com
http://www.geocities.com/pnkmurthy/lic.h...

i would like to refer just two companies.....ICICI PRUDENTIAL OR RELIANCE LIFE INSURANCE. Both are giving wonderful returns....

have a nice day
vikastheone@rediffmail.com

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