I need to get hospital insurance and I need some suggestions on what's the best insruance..help need.?

Thank you!

There is no one best insurance for everyone. Not all companies write in all states, and plans from the same company can be different depending upon your state. Most companies have a variety of plans ranging from basic coverage to comprehensive coverage. Many companies have plans with or without doctor co-pays, with or without prescription coverage, and deductibles ranging from $0 to $25,000. There are HMO, PPO, HSA, and indemnity plans. Also, everyone has different needs, wants, and budget. You should visit a local independent agent who can work with you to find the best plan for your situation and budget. The plans and premium are exactly the same whether you use an agent or not.

There are many different options depending on where you live, how much you make, if you're a student or not, etc.

As far as "best," I have Blue Cross/Blue Shield, and I couldn't be happier. They have never disputed any claims or given me a hard time about stuff, even though I make a lot of claims due to some health problems.

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