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Please help, someone who understands about Income tax in India?

I am 34 yrs of age and Female, i have got a new job that pays
rs 75,000 As gross salary,
Basic is 28,000 and HRA as 15,000, others are allowances,
what would be the best breakdown to reduce on my tax and finally how much tax will i paying?, i am the bread winner in my house so i cannot afford to shell out so much tax, i do not have any investments, only for childs education,
please someone help me, thanks!

Your gross salary will be Rs 9 lac (75000*12) and your taxable salary will be Rs 9 lac less amount of exempted allowances that right now cannot be calculated in the absence of information. part of may exempted if you are paying rent HRA. if there are on tax free allowance your taxable salary will be Rs 9 lac.
you can get deduction from your taxable income if you invest in ELSS of mutual funds, NSC or you are paying Life Insurance Premium or tuition fees of your children's up to rs 1 lac assuming you will invest in tax saving schemes.
your income for calculation of tax will be Rs 8 lac (9-1).
Tax on 8 Lac taxable income for women assessee
for F.Y. 2008-09 Rs 152000/-
for F.Y. 2007-08 Rs 185500/-

tax liability can further reduced if you are paying house loan installment, if any.

Financial Year :: 2008 - 2009
Salary Received 900000
Less: Exemption U/S10(13A)
a) 50% of Salary
(if your res is in Kol, Mum,Del & Mds 168000
b) H R A received 180000
c) Rent paid over 10% of Salary
( Assum Rent 15000) 146400
least of the above 146400 753600
U/S 80C LIP, NSC,PPF,PF,Child edu.
Mutual Fund 100000
U/S 80D Mediclaim 15000 115000
Taxable income
Tax 129580
Education cess 3887 133467

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