| Credit |
| This is our plan to Repair our Credit to buy a Home....? |
You have a great plan.
I've bookmarked this site...
... |
| Very Persistent Landlord Sent Disputed Debt to Collection Lawyer(s), Now on Credit Report? |
Sounds standard, you should request detailed information from your landlord about all fees. It's not 3 months rent they have to add up to something (replace carpet, paint, and etc) If this wa... |
| How would I refinance my car through a credit unions? |
Go talk to an FSR (financial service representative) at the credit union. Ours currently has 6.49% loans so the savings will not be that great. However, if you have had the loan for a while, then t... |
| Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
Hate to tell ya, but credit is like a wound...it heals over time. You can build up your credit over time, by making smaller purchases and paying them in full. You know sometimes it's actually... |
| What is the best website to fix your credit? |
Here are some do it your self website with free information
... |
| Any lawyers familier with the payday loan laws that just went in effect in July for Oregon? |
Y think no.
I've had good results here...
... |
| Someone withdrew $400 from my account from an ATM machine. But I have my ATM card. How is this possible? |
this kind of fraud happens all the time , especially at gas stations , restaurants ( most common, since you dont know what happens with your card while the waiter proceses your charge, thats why tr... |
| Where can you get Pre-Paid Credit Cards? And what are the different prices you can get? |
Banks offer a range of credit cards that allow you to put as much or as little money on it as you wish, so you're really spending it without incurring any interest. Similar to spending cash bu... |
| Cibc Visa Card question? |
Look in your cardholder agreements. CIBC Classic cards usually have a 24 days grace period, so your first statement should be issued in about 24 days if you just activated it. ... |
| What kind of numbers of a credit score would you have to have to get a student loan? |
There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal St... |
| Does getting a credit report hurt my credit score? |
Your question is not specific but:
No- if you are just requesting a score it will not show up at all if you request it directly yourself.
Yes- If you apply for loans or credit cards repeatedly it... |
| How do you figure amortization by hand, without the help of a mortgage calculator? |
There is a formula, but I don't remember what it is. But, if you can get that loan at that interest rate over 30 years, TAKE IT! That is a great deal. ... |
| I ordered something off a website. my mom got mad and charged back credit card after it shipped. what happens? |
It is fraud. And by using your mom's credit card without authorization, you stole from her.
I would call the company and apologize, explain the situation and send back the package UNOPENED.
... |
| Get out Debt Tips and Websites? |
Here are some links
... |
| Auto loans suck what to do? |
You are trapped.
First and foremost, you will need to pay on your loan until the loan balance is less than or equal to what the car is worth IF you owe more than what the car is worth. If not, f... |
| What's an online check and how do I use one? |
An online check is just like a paper check without the paper.
You must provide the numbers off of the bottom of your check and the check number on line. The number to the left on the bottom is cal... |
| Charge Off's?? |
No, it will not help your credit. Also, if they haven't already, they will continue to attempt to collect the debt in most cases. A charge off basically is for the benefit of the company for t... |
| Why were they so pissed off at the bank? |
You were an anomaly...you caused them extra work and the extra work is no fun.
By the way, did they happen to mention to you how much they were going to charge you in fees for this little "... |
| I read somewhere that there is a change in the way the FICO score is figured.? |
yep, it was on tv the other day, more emphasis on timely payments, late payments are going to hurt more, number of cards and accounts and balances will impact less, long term history on accounts wi... |
| How can i check what was bought on my stolen credit card?? |
u need to call the credit card company and ask for details and copy of the bill statement.
its your right to get the bill copy. ... |
| Real estate!? |
That depends on several factors, mainly:
(1) What do you mean by "conventional loan"? Fixed rate? Variable rate? All bets are off on a variable rate loan.
(2) What is the interest r... |
| Send money from paypal to bank account? |
Log into your paypal account, and you'll see a tab at the top of things to do. Select the one that says 'withdraw funds' and it will give you options. Select the one about transfer... |
| If the bank forecloses on the real estate owned by my LLC how will that affect my personal credit? |
If the loan used to purchase the property through your LLC was not personally guaranteed by you, then it will have no affect on your personal credit. But if the loan also had your personal guarant... |
| Should I use up all of my consolidation loan or split it between that and my credit cards? |
Since you already got the consolidation loan, pay off the highest interest rate credit cards first. The debt to available credit limit ratio is based on the overall debt and limits.
You should ... |
| Why will paying off accounts more than 3 months past due lower my credit score? |
Your score will be lower due to the history of your accounts.
Be aware that paying off a collection account,or closing an account on which you previously missed a payment, will
not remove it fr... |
| Will I get VA loan approval? |
It would help to pay some of them off, but it is not required. The only thing that they will require to be settled is any outstanding judgments.
I recently got a VA mortgage and had to settle a... |
| Macy's Card? |
Angel,
I apologize for not replying to your message you sent earlier, as I just overlooked it in my email.
As far as the card goes, I do not believe that the prepaid cards have any effect o... |
| How can I get a free background check (report) on someone? |
zabasearch.com
You can find out limited information free like phone and address, more in-depth information of course you have to pay. ... |
| Should I close my credit cards that charge a monthly, annual fee, or high interest? |
If you are planning on buying a condo, don't close any accounts yet. The ratio of revolving credit card debt to available credit limits is a big part of your credit score. You should keep th... |
| I'm 19 ys. old and on my credit report it appeared that under collections "Bay Area Credit Service." Wtf? |
Definitely dispute this item with the credit bureau. It could simply be a keying error. If the creditor fails to verify the debt to the credit bureau, it wil be removed.
However, if the cred... |
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