| Credit |
| Under age Credit Card usage, am I responsible for this? |
Well....where do I start? Um, first and foremost, it is obvious to me that somewhere along the line you learned this from someone close to you, or you were never really told how to use credit prope... |
| Who else out there is shooting for being debt free in 09? |
Yes, that is my goal as well. I have a plan I implemented during 07 that will go through 08 and end in 09, leaving us without debt. It includes splitting monthly mortgage payments into two paymen... |
| My check expired is there any way to cash it? |
Once a check expires you can't cash it. But what you can do is contact your summer employer and tell them what happened and they can reissue you a new check. Good luck! ... |
| Why didn't the sub-prime lenders convert ARM's to a fixed rate to prevent so many foreclosures? |
Because of the way the subprime market works. The mortgage brokers make their money up front as a commission. The initial lenders typically then sell the mortgages to a large fund that includes c... |
| Using prepaid credit card on Paypal? I'm looking to sell stuff. (I'm 15)? |
You cannot legally sell stuff on ebay at 15. You need a credit card in your name to confirm your age (since you cannot have a credit card below 18). So unless your parents are encouraging you to co... |
| 10 points for best answer please help!!!!? |
I don't use banks anymore. They hold your money hostage, can do whatever they want with it, and good luck fighting them. My dad made a $1,000 cash deposit at an ATM (Bank of A) and it simply v... |
| Home Equity Loan / Second Mortgage? |
This is a good site
... |
| What's The DIFFERENCE between DEBIT & CREDIT?? |
A debit is essentially a withdrawal from a bank account, whereas a credit is a "loan" of money from the credit card company or bank. The debit subtracts the purchase price from your alre... |
| How do I shop online with an American Express gift card? |
When they ask for a name and address, it doesn't matter. Put yours and your address. As long as they get their money you're good to go. ... |
| Purchases problem? |
Call the credit card company and tell them your situation, and that you want to dispute those charges. You should not be held responsible for the charge if you didn't receive the items. ... |
| Filing student loans under chapter 13 bankruptcy in michigan? |
Your dilemma is a story that is heard everyday. The debt that we all rack up in college follows us through much of our professional lives and takes years to pay back.
There are programs availab... |
| What is the best credit card to apply for if you are 19 with no credit? |
this will help you a lot. ... |
| How much money would you say the average America USA owes the credit card companies? |
The average American saves approximately -5%
But suprisingly its only about 2k
This is where I got my answer ( I would have thought it would be more)
... |
| Does it make a difference if it's just a store card to build credit? |
Yes, it makes a difference. Store credit cards are easier to get, and therefore do not build up your score as quickly as a car loan or a bank credit card. But they still do build up your credit, as... |
| How do they calculate the duration of credit history? |
Two years is 24 months. Don't over analyze it.
If you have a credit card 4 months, it's 4 months whether you charged anything every month or not. ... |
| Capital one credit card activation offers? help!? |
Lucky for you I didn't throw this away today... the number to cancel is 1-888-527-6904. It says on the paper to call that number to quote.... "cancel and request a full credit of your ... |
| Is the lower the APR on the credit card the better right? |
The APR and actual rate are two different things, but yes, the lower the APR, the better you will be. The lower the APR, the less the bank will take in interest fees per month if you kept a balanc... |
| Where should I go to make a loan? |
Hi friend getting loan is one of the fighting challenge in our life.Go to different banks if you are denied at one bank.Don't ever rely on the online loan providers sometimes they wil surely s... |
| I'm a little confuse about credit cards HELP!!!? |
Debit is direct withdrawal from you banking account. Credit is a loan, usually on a card. It does NOT always give you 30-45 days to make payment. Some cards immediately start charging finance ch... |
| Will I be approved for another Credit Card? Do other credit card companies know your close to the limit? |
To answer a few of your questions:
Yes, the other creditors know that you are near your limits. It's on your TRW.
In response to your car loan, even though you paid it on time and i... |
| What will a collection agency do? |
If the creditor turns the debt over to a collection agency, the collection agency will receive a minimum of 1/3 of the total amount they (are able to) collect from you. Assume the collection agency... |
| What is a card holder on a credit card? |
Depends on the type of "holder" you're referring to.
On a Personal Account (Bankcard)
The Primary Cardholder is the one who is legally responsible for the account. They'r... |
| Can I close my new credit card ? |
Hey...no sweat. Just call the company and tell them you'd like to cancel the credit card. Be honest about the APR when they ask you why (and they will)....most credit card companies are totall... |
| What are the proper steps for debt negotiation? should I do this my self or pay some one? |
When it comes to negotiation paying someone can save you money and make sure the proper steps are taken. However if you do decided to do it your self don't call send letters only and when the... |
| If I pay my credit cards off before the 20th of the month will it always show a 0 balance or is that just a? |
Yes this is correct. this is also the biggest mistake people make with credit card debt the pay in full methood dose not alwase work if you pay afer the due date the ballance will alwas show high... |
| Will paying off and cancelling a credit card hurt my credit rating? |
I would say it might... Why not pay it off, keep it open. As long as you've paid on time, you should have great credit. ... |
| Whats up with these online payday loan companies? |
If you borrowed cash froma PayDay loan company and you want to repay, then fax a letter to them stating you intention to do so. Cc a copy to the Federal Trade Commission, if the company is not ans... |
| Credit repair company? |
yes i have used them and i have had 14 items deleted off of my credit report. also my friend had her credit repaired and her score went up into the 700's. credit repair does work.
A site I&... |
| Why do banks put your check on hold for 2 weeks after deposit it jst bc its a out of state check? |
They say it takes longer to clear, but in this day and age I'm not sure that is true. I think there was new legislation that decreased the amount of time they could put the funds on hold rece... |
| Is it better to do bi-weekly payment on your mortgage or just add extra to you monthly payment? |
It depends if you have a prepayment penalty. If you don't, it really doesn't matter, you can just start sending them however much money you want whenever you want, so long as you meet or ... |
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