| Credit |
| Buying Online? Please Read? |
you can get them at credit unions nearby you, also look into a secured credit card (from banks and credit unions), which would start building your credit as well.
I would say your best bet is to... |
| Bank loan interest rate? |
I get asked this question all the time.
Different banks carry different cost of funds. Cost of funds are determined internally by financial institutions and it is basically the cost for banks t... |
| MasterCard debit card pay-pal not valid? what?? please help!!? |
Just call your bank and ask them. It could be they've put a hold on it because of an unusual charge that they fill might not have been made by you. ... |
| Where can i get a loan with bad credit and no homeownership,no payday loans? |
try a good website. It's an online people to people lending marketplace..You can borrow as much as $25000
Also, a good resource is...
... |
| If you have a Credit Card and 0 Balance, does it show up on your Credit Report? |
Yes, you do need to use it occationaly. You will get those revered green squares show up on your credit report, and in scoring, recent use of credit helps the score.
You might want to have a coup... |
| Is it true about Magnum Funding, INC. payday loan settlement? |
Do your homework. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Yes they have terrible interest rates but they ... |
| Walmart credit? |
No, they have their own credit card but they are more likely to start you off at $300 a month. ... |
| I want to buy my first home in the next 3-5 yrs. How high should my FICO score be? |
First off, I applaud you for setting a goal for yourself and a time frame to accomplish it in. I myself was a victim of poor credit, but was able to turn it around. Here are my suggestions:
For ... |
| Can I make a balance transfer from my credit card to my mom's credit card? |
Yes, I work at a large credit card company and we have people that call to balance transfer to pay off spouses, parents, childrens, credit cards all the time. It is perfectly legal and is a sure th... |
| Do open credit card accounts affect my credit score negatively? Should I close those account not in use? |
It depends. If you have a high available credit for your income, then it's bad. But if you get rid of cards you're not using, you increase the percent of available in use, which is bad.... |
| Any suggestions on how I can hassle a low life bill collector? |
When he calls, does he violate the FDCPA and/or any of your state laws? Do you live in a state where you don't need permission to record phone conversations?
If you want to email me more ... |
| Where can I get a small loan with my horrible credit? |
Your credit history isn't all that important when it comes to lenders as long as you can prove that you are earning a good wage and being a first time borrower, you may only get offered around... |
| Fha getting a loan with a car repo? |
As long as your current credit history is ok, as in no late payments within the last 2 years, you could still qualify. FHA looks primarily at recent credit history to determine if you qualify, so ... |
| Best way to pay off this debt? |
Faster the better. There's a couple different ways to do it. You can consolidate your debt. So if you have $5,000 of credit card debt on a couple different cards (or even 1), you can transf... |
| How many years will bad(Horrible) credit stay on credit report??? |
JT is incorrect. It is 7 years from date of first delinquency. This link explains that, along with the actual text from the Fair Credit Reporting Act.
... |
| Debt problem... who do i make payments to? |
The important thing is the statue of limitations...If this is up for your state you don't need to pay this. First thing: Send a letter to this agency via Registered Mail with Return Receipt..... |
| Are there Home loan programs were you dont have to show what you earned? |
This is called a stated loan. There really aren't very many any more unless your credit score is above a 720. There are still a few stated income deals at a few lenders but everyday fewer an... |
| What are medical bills considered as? |
Medical debts are open/oral and generally fall under the UCC 4 year SOL (for goods & services), unless the state a person lives in has a shorter open/oral SOL.
But, if the medical provider r... |
| What to do if you have received a paid item in 2 months? |
If the place is local, go there and demand answers. If you are a minor (under 18) take one of your parents with you.
If not local, ask when the manager will be in and this is a urgent matter. Ca... |
| What kind of interest rate can you get with a 623 credit score for an auto loan? |
Depends on new or used car. The best bet and fastest is go to a new car dealer(they sell used also) and apply there and see what they can come up with(they use many places to get the loans) --also... |
| Charge off on a collections account?? |
One way to guarantee that it remains on your reports is to send that letter to the CRA's.
You would be self validating the account to the CRA's and it will show as a paid negative for t... |
| Help with a collections account??? |
Credit reporting disputes are typically handled online now. I suggest that you file a dispute with all three on their web site. Get a copy of your free credit report and then file a dispute. The... |
| Loans with no payments for a year? |
If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don鈥檛s of loans, then you will be better equipped to find... |
| Is there any thing lower than a bill collector? |
They aren't all evil....yet I'd agree that most are horrible....Remember, if you personally loaned someone, say $5K...and they stopped paying....you'd probably engage in some aggress... |
| What is an acceptable answer to a summons? |
Hi there.
Here's some advice.
1) Call the clerk of the court where the summons originated. On your summons there should be a file number. It should be quite evident what it is. Ask t... |
| Bank transfers???? |
all you need is your name account number sort code and name of building society thats it ... |
| How do I make a Gas Station Give me Credit?!? |
Dispute the charge with the card provider........ ... |
| How come NO ONE will give me a loan or credit card when my credit rating is 652? Is it THAT bad? |
Too many inquires can make all the companies start to deny you credit. You best bet would be to wait about six months then apply again. You could also apply for a credit card with a company like... |
| Question about filing Chapter 13...? |
If you own nothing, it is best to probably file chapter 7.
Chapter 13 would only be advisable if you have a house, in my opinion. Another problem with Chapter 13 is that you don't start to... |
| Can I buy something off the internet with a reloadable Visa from walmart? |
Of course. The re-loadable VISA card can do everything a VISA check card, or credit card can do, as it is the same thing minus the bank account or the credit card company. You can pay bills over ... |
| Page:5 Previous-1 2-3-4-5-6-7-8-9-10-11-12-13-14-15-16-17-18-19-20-21-22-23-24-25--Next |
