| Credit |
| My step childrens credit report-hubby has visitation+, but we are sure she is using kids ss#'s for bills.? |
Believe you me, this smells trouble. Either way it goes it wrong, you either going to tell or you are not. Later when they are older they will have the darnest time trying to retrace and straight... |
| How is a debit card bill when used as a credit card? |
The only difference is a debit you put a pin number in. When they run it as credit, you have to sign for it. You use electronic signatures when shopping online by giving them permission to charge ... |
| My husband and I are declaring bankruptcy any advice? we live in new york state? |
First let me say, stay strong in spirit, stay strong in your "Marriage," and know you two together are bigger than this. Good Luck To You :-)
I hope the following can assist you. Mak... |
| Question on a loan secured by a house ? |
Yes, you can get this easily. The other posters are referring to problems getting mortgages, which is not what you're asking for. You need a commercial lender who will write a loan secured b... |
| How many have actually lost their homes to foreclosure? |
I haven't seen a percentage rate, but it is a far larger problem than we see on the news.
In some areas, whole neighbourhoods are boarded up. ... |
| What happens to a collection account if you don't pay it? |
They could take you to court to seek legal judgment. They could get a writ to garnish your wages (if permited in your home state).
But that would all depend on the type of debt and how old it i... |
| I need a auto loan!? |
Try to get a co-signer on your loan, whether it's one of your kids, your wife, or a family member who has decent credit. Then, when you've built up a bit of a good history with it, you ca... |
| Whats the max % you should put on credit card? |
Well try not to put anything if possible but generally the credit scores go down ehn its over 50% of total credit limit. ... |
| Help ! Problems with my mortgage..Can not make my payment due to increase...? |
Whoa...this is a difficult question. From my understanding, unless you have underfunded the escrow account (i.e. you were not paying enough money into the account, and when the bank got the previo... |
| What is the best credit card for me to get? |
This is an excellent yet difficult question to answer. The reason this is difficult is because choosing a credit card is similar to choosing the car you drive. While it is not the most important as... |
| I am looking for someone to give me a auto loan!? |
So... you're willing to give double the cash as security PLUS they have the car as collateral and you're wondering if a bank will do that with no history?
It would be the stupid bank m... |
| Can I recheck my free annual credit report? |
Some of those sites give you a password so you can return within 30 days to view your report again and again just for this very reason. I think it is just a little bit past your 30-day limit now.
... |
| Am I bound by a loan contract if my siganture was forged? |
No you are not bound by the contract.
Any alterations to a contract must be initialed and agreed upon by you before the changes are in enforce able .
You will win If your initials or signature a... |
| If i dispute a debt thats ove 4 years old will that re validate the debt so they can sue me? |
If this debt is being collected by the original Credit Card Company then the following applies.
The Fair Debt Collection Practices Act does not apply to major credit card banks, it applies only t... |
| Your birth date on your credit report? |
I would contact the company and have it corrected.
It could possibly create a problem in the future if all of the information does not match. ... |
| Is there a minimum payment for a hospital bill? As long as you pay something, can they refuse? |
They will not refuse the payment, but it will probably still be assigned to an outside collection agency who will add interest on the unpaid balance. If you cannot pay the bill, contact the hospita... |
| Could two of my creditors find out that I had paid off two of my other creditors? |
Any of your creditors could find out if they check your credit report. If you are making payments on the debt, they have no reason to bother you. If not, they may very well come looking for their... |
| Is a verbal promise to pay a collection agency binding in Texas? |
You can always deny that any arrangement was ever made...without a written agreement or legal phone recording of the conversation, they can't contest it.
Debt collectors trick people all th... |
| Which is a Better Card American Express Blue or Discover Card? |
I have Amex blue. The customer service has always been exceptional. For good customers, if you miss a payment by a couple days because you forgot, they will waive the finance charge fee. I also ... |
| Help Please... somene that actually knows what they are talking about!? |
I am personally with Care One Credit Solutions and have been for 3 years and will be debt free by the end of this year...
They require you to have at least $2,500 in unsecured debt...they are a ... |
| Overtime Income for Mortgage Approval? |
I believe that as long as it has been consistant for two years, it will count. An underwriter will figure your income based on both your paycheck stubs (30 days worth), and 2 years of W-2s. So, i... |
| Boyfriend had car repo'ed - will we be able to buy a house? |
If he has been making payments on all his creditors since the repossession, and your credit is clean, then you should easily be able to qualify for at least an FHA loan credit-wise. I don't k... |
| How can I build credit without getting A credit card? |
you could build credit by getting a small personal loan, credit cards are bad only if you abuse them and are not able to manage your money otherwise they are good to have because they not only help... |
| How much should my credit score go up if an 120+ late is removed from my report? |
What was your score before the late payments? That's probably about what it will be again. ... |
| Karmaloop.com shoppers! Is there any way to purchase their items with out using a credit card? |
Every purchases you can do with debit card, should be no problem. Good Luck! ... |
| Question about credit card? |
Go back to the credit reporting agency's website and dispute it there, or call them.
It will take 30 days for you to get an answer as to whether or not they will remove it from your report.
... |
| Does paypal charge me for every purchase? |
Buyer has no fees on Paypal. If you are buying on eBay and the seller tries to pull the "service charge" for using Paypal, they are full of it, tell them so and then notify eBay they are... |
| Is this a good credit card for a college student? |
If you plan to use the card as you have your debit card - meaning, you don't intend to spend money you don't have, and won't run a balance - then the APR is meaningless. I have a Ch... |
| I have a 5000 credit line from Care Credit, I'm not going to use, would closing it improve my credit score? |
Closing won't improve your score, and closing it might ding it a little bit. But I wouldn't recommend leaving it open. Since you don't need it then close it down.
If you want to h... |
| A State ID? (easy 10 points) =]? |
I live in Vegas and all you have to do is go to the DMV and they will issue you an ID card. ... |
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