| Credit |
| How long do things stay on your credit report? |
The Fair Credit Reporting Act states that derogatory accounts show for 7-years from the date of first delinquency which works out to 7-years and 180-days.
The S.O.L. has nothing to do with the t... |
| I disputed some things on my credit. Some have been deleted by Experian and Trans U, but Equifax won't do it. |
Each of the four credit bureaus has their own investigation process and this accounts for the differing results. If the item recorded is not accurate, the item MUST be removed in accordance with t... |
| How long does a balance transfer take to clear? |
You're not debt free. It should be available on your next statement.
they are required to post it within 2 billing cycles. ... |
| What is the credit score threshold for a credit card? |
Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right ... |
| R u charged interest on credit cards ifyou're paying a minimum amt andnot the full balance b4 ur due date ? |
if you only pay the minimum amount every month, you are charged interest but it is not much. if you always pay a minimum amount however, those interest charges add up and you could find yourself pa... |
| Evictions on credit...? |
Unlawful Detainers appear in public records, evictions can make it very difficult to rent, as property management companies always check, it's important to make sure you pay any money that is ... |
| Legitimate debt collectors? - Creditors Interchange? |
Aha, Creditors Interchange. Read more about them here,
... |
| Late Payment Charge Catalogues? |
I would just give them a call to find out, every catalogue is different so it could be right, I have an old topshop account I'm paying off and they charge 拢30 If ur late with a payment :( ... |
| New car loan question (Credit) Thanks!? |
Auto finance is what I do for a living and your score will go down due to several things.
The inquire on your credit by the lender, the additional line of credit you opened and the additional de... |
| What is credit crunch? |
It is when the lending banks (banks, credit card companies, car financing, mortgage companies, savings & loans, credit unions) tighten their standards and put strict requirements in place to is... |
| How does settling a collection works? |
chances are good, ive settled on a card or two myself. they may counter offer, but stick to your original offer. if you tell them that it is simply all you have to give, they will normally take i... |
| I received a invitation from Capital One Platinum Card I Got approved (online)? |
You can never be sure with credit card companies....so i would suggest that you call them and tell them that you have changed your mind about and have the confirm that you will not be charged the a... |
| My husband and I filed bankruptcy, are now going to be foreclosed on and may divorce, any good scenarios? |
I know finances are one of the three main statistical reasons for divorce, but don't allow it. Your not a statistic, you are a human being that deserves to fight for your family.
Invest yo... |
| Legal action against debt? |
I disagree with the responder who said to let the judgment sit for 7 years...if the collection agency or credit card company took the time and money to take you to court, they will try to collect o... |
| Would you check yes or no? |
yes ... |
| What are the advantages and disadvantages of a credit card vs. a debit (check) card? |
DO NOT I repeat DO NOT get a credit card.
Disadvantages:
1. ridiculous interest rates. These people are getting paid to sit on their arses and collect your hard earned money.
2. The company do... |
| Any good credit card offers with 0% no fee balance transfers? |
Hello Josh..maybe this could help... just read on to the reviews..
... |
| Im trying to find a bank that will give me an account cause i have really bad credit. can anyone help me find? |
which country?
UK most banks will offer a basic bank account to have money paid into and you will get only a cash card and you cannot go overdrawn, try Lloyds or alliane and leicester or try the... |
| URGENT PLEASE READ Natwest Scam!!!!? |
Are you seriously telling me that this is the first time that you've even heard of this OLD scam? Some computer engineer you must be, really keep your ear to the ground, don't you. ... |
| I gave a debt collector my bank account info!? |
Open a 2nd checking account at your bank and only leave a few dollars more than necessary to make that payment in the old account.. When the debt is paid, close the first account and only use the n... |
| Sears Credit Card? |
If you don't want the card, then go ahead and cancel it. However, having the card will only help your credit and closing it could bring your score down a few points. Having it and not using ... |
| What site has the easiest payday loan? |
please try to avoid payday loans as musch as possible. I took one out and had to continue taking them ,and then they ruined my account. if your're absolutely positive you can handle them here ... |
| Where is the best place to buy a visa gift card? |
Check out your local grocery stores. There should be a gift card section and you can find American Express and Visa or Mastercards there that are prepaid. There is usually a charge for buying one... |
| 10 years later judgement? |
The above poster is incorrect. In Georgia a judgment is enforceable for only 7 years and is not renewable. The 7 years starts from the date of the judgement and not the original debt. If he is u... |
| I have a check i need to cash? |
No, they will not be able too. However, if you have her account number, you can deposit it into her bank account no matter where she is, and then she could do the same for you. Once the money is ... |
| If a prepaid debit card is on a trial website and there aren't sufficient funds on it, can they charge you? |
There is no automatic renewal on a debit/credit card. Basically, once the funds are gone, they are gone. You have to call the company and offer them a bank account number to have the card recharg... |
| Questions, what do you guys thinks? |
It never hurts to ask if they will settle. I say go for it.
As far as helping your brother with his credit, filing bankruptcy is a very bad idea. It is better for him to do a credit clean up... |
| What does Account Closed-Paid as agreed-late 90 days mean on credit report? |
Unfortunately a little know fact on the repo process is that after they sell the car at auction you will owe the difference in what the car sold for and what you owed. For example if you owed 25,... |
| Does not paying your credit card bill in full affect your credit? |
Now for the complete answer.
As long as you pay at least the minimum and your balance is below 30% of your credit limit your score will be fine.
A full 30% of your score is based on debt to c... |
| Where does the $580 billion come from that the central banks are using in the sub-prime mortgage rescue loan? |
Money from the Fed comes from 'thin air'. I.e. they have the authority to create money for the economy as needed.
This particular arrangement is an extension of Discount Window operati... |
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