| Credit |
| When a home gets destroyed by a disaster, does it get foreclosed on? |
If the owner has adequate insurance for the disaster, then the insurance settlement would preempt foreclosure. Sidenote: insurance companies have been known to weasel out of paying....After Katrin... |
| Anyone tried Cambridge Credit Counseling?? |
Be careful....see complaints at link below ... |
| Which debt consolidation is the right choice for me? I currently have 3 outstanding credit cards with citi.? |
Shifting that credit card debt to another loan is never a good idea. Pay the cards off. Take every penny you can squeeze out of your budget and put it on the highest interest rate card, while mak... |
| If a person declares themselves bankrupt, what happens to their stuff? |
Refers to UK
Normally house hold items have little value when they are second hand but you have to declare assets, if they are valueble such as antiques they may have to be sold.
Bankruptcy: ... |
| Does sallie mae disburse loan's direct deposit? |
the loan goes to the school first and you get what is left over after your tution and fees are paid. you would have to ask the school if they do direct deposits. ... |
| IF I CANCEL MY MACY'S CARD, IS IT GOING TO AFFECT MY CREDIT HISTORY? 10 points? |
1. Even if you cancel the card, you still have to pay the bill.
2. Having had a Macy's card goes on your credit history. If you do not pay or pay late, that goes on your credit history, and ... |
| Can you tell me some real online payday loan sites? |
While I hate Payday lenders, and think that they are "scum", I also recognize that they provide a service that many need. As such, here is the name of one that I have had past dealings wi... |
| What are the PROs and CONs of an IVA as opposed to a bankrupcy order.? |
Bankruptcies and IVAs 鈥?main similarities
Bankruptcies and IVAs are both forms of insolvency
Both allow people to repay what they can of their debt and write off the rest
Both stay on a credit... |
| Wells fargo and chexsystems help!!? |
Chexsystems has a form you can fill out to try to remove your name from their listing. You can download it off of the web, be sure to include police reports with that. you should have no trouble
... |
| What happens to a court fine in collections if you don't pay? |
they can go to jail ... |
| Why wont my american express prepaid gift card work for online purchases? |
You should be able to use your American Express gift card online. However, there are additional steps you need to take to prevent your card from being rejected.
The problem with using American ... |
| Help need Credit Card number!? |
if the card isn't yours then it is illegal.
if you use yours find out if the company or site uses clickbank.
and if they charge you clickbank will refund your money with no problem. ... |
| Will the credit card company report it the credit bureau that I went over the limit, even though I didn't? |
As long as your payments posted and credited your account immediately then you didn't go over your limit. If the payments didn't post before you spent the money, then you did go over you... |
| With the Nation 9+ trillion dollars in debt, why do I have to show my credit as perfect to get a loan? |
right now the banks have lost alot of money. they raised the standards for loans. the credit limit went from 650 to 700.
they really want to make sure they are not getting screwed again which is t... |
| With homes depreciating, how does the bank not recognize my appreciating assets for loans? |
HUH ? You're not making sense here. WHAT appreciating assets ? If your assets are real estate, their value has DEPRECIATED. ... |
| Can i use a tax payer identification number to build credit? |
Joe
Have A Close Look @ This Article . . . its called :
Using an Individual Taxpayer Number (ITIN) To Build Credit
Here : ... |
| Can a collection agency for a way over due payday loan call the cops on you have have you arrested? |
Debt collectors are notorious for scare tactics, no you can not be arrested for an outstanding bill, if that were true all of us at some point would have an arrest record. These collectors will say... |
| Do medical bills really affect my credit report? |
YES, they do but you are protected under the HIPPA act. This is a LAW that mandates the way the medical companies are billing you. Up until recently there was really no great way of storing medical... |
| If a creditor hasa judgement against you but? |
If you are unemployed then you would fall under the following as being Judgment-proof which is the commonly used term but a more accurate term would be "execution-proof"!
Although cr... |
| If my Fico is 648 and I have 2 R9's coming off? |
Don't apply for credit until you need to. If you are seeking the Alaska Air Card it is best you wait for the bad debts fall off your credit report. There is no guarantee that your FICO score... |
| How can I stop a collection agent from constantly calling me???? |
All you have to do is send them a "cease and desist" letter, and they can not legally contact you again. You have a legal right to deal with the original creditor, NOT collection agents. ... |
| Need Banking Help ASAP? |
Up to the available limit on your credit card i believe. I love over draft.... has saved my *** many a time. I have hsbc though so i don't know about bank of America. ... |
| Old credit problems what should I do now? One day I'd like to be able to qualify to get credit back on track. |
since you have a copy of your credit report - send a letter to EACH (all three) credit bureau's and DISPUTE everything negative on your credit report (all the old bills etc) Then WAIT - the cr... |
| Have u been a victim of credit card fraud? |
It's foreign gangs, I'm afraid, and yet we still have to endure them coming here in their droves!!!
We had a call from the bank just this week. Someone had tried to buy 拢1,000 worth of c... |
| Using your debit card doesn't build your credit history does it? |
No. It's liking making an ATM withdrawal. It does not help your Credit. ... |
| I hev 717 Credit score ,how can i improve my score to 750-800 ? |
The two biggest factors that affect FICO scores are payment history and debt utilization. You have a very good score, so basically keep doing what you are doing. Make sure you continue to make on-t... |
| What is the credit rating of 9 trillion dollars in the hole? |
350-0
Edit-
Whoever gave me a thumbs down seriously can take a joke. Remember to trade your a$$ for your brain when you wake up. ... |
| American Express 'Blue' vs 'Blue Cash' credit cards? |
they are both the same exept one of them it gives you cash back rewards and the other does not give you anything if you are looking to stablish credit it will be kind of hard for you to get approve... |
| The USA owes trillions of dollars to other Countries, do those Countries...? |
I think what 'P' missed is that if you incur great debts and print your own money it devalues your currency. Theoretically down to the value that it is only worth the paper it is printed ... |
| How old do u have to be to get a creidt card and have credit? |
you have to be 18 to get a credit card but you could start your credit at 17 if you have your parents co-sign for you you could get a small personal loan, if you want to compare credit cards side b... |
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