| Credit |
| Credit Crunch ... what impact is it having ton how prices etc at the moment? |
Having a degree in business, I learnt at an early age that the UK and indeed most of the world economy goes through a boom and bust cycle. This is due to the information on the market being imperfe... |
| Paypal-Verifying help? |
Verifying by bank gives you 2 choices...one is to enter your bank info, along with a pin to access your account directly, and the other still asks your bank routing number to deposit money into it... |
| Credit crunch .. what impact is it having on house prices etc at the moment? |
Credit crunch has caused a slight drop of house prices but still not enough to reactivate this market. As food prices, transportation costs and other goods are still very instable without forgettin... |
| Overdraft question??/? |
You can talk to them, but I doubt they will listen. You should try to a little more in your checking account than $3.00 don't you think. You are more of a burden to a bank than an asset with... |
| Can i buy a house if my credit score is between 615 and 650? i have good income and very little debt? |
Tough question. I have worked in all fields of credit including mitigation. The atmosphere out there now is HORRIBLE for anyone trying to get auto, or mortgage. I'm in touch w/mortgage brok... |
| Why is my credit score so low? i have not had anything bad like late payments or defaults? |
That is not so bad! the average is 660 in USA, but let me ask you somethink
Do you pay your credit card at one? i mean you own this month $375.65 dollars, do you pay all that at once? if you do ... |
| Pre-paid creidet cards? |
Thy are all diferent you have to read the contract before you buy one, one thing you have to know is that this pre pay credit cards ARE NOT CREDIT CARDS, they will harm your credit if you dont tay,... |
| Will someone please tell me if they had any luck with getting a new credit profile number? |
Technically GETTING the number is not illegal, though "Credit Profile Number" doesn't actually exist outside the marketing materials for the people shilling them.
What's ille... |
| Financing a Car? |
I will advice you to try credit unions first. They offer better rates than banks or those people thru the dealership. Keep in mind that some dealers work with private lenders that charge high inter... |
| How can I dispute this item? |
1. Send the credit bureau a letter saying that you did not sign this guarantee and ask for a copy of the guarantee. If they provide one, check the signature to see if it is a forgery.
2. Download... |
| Anyone Know Who/Where to Report "Phishing" Attempts? |
... |
| DATE for Statue of Limitations to start on Sold Credit Card Account? |
First off, let me compliment you on a well laid out question with good information. So many questions on here are hard to answer because it's just rambling on text.
It appears you are corr... |
| Fast answer Ebay Buying Question? |
Could be malfunctioning, or the site could be down for now, just contact Ebay they will help you out. ... |
| What is the minimum credit history length needed to get a home loan? |
Usually lenders will look for a minimum of 3 trade lines with a 2 year history. Some offer "alternative" trade lines such as a utility payment history. Trade lines do not affect your inte... |
| My Gfriends ex used her Soc. security # to open an account without her approval. What's our recourse? |
File a police report. This is the most important step. Send a copy to the collection agency that will stop the calls. Next, you need to notify Transunion, Experian, and Equifax. Have them put a fra... |
| Internet shopping with Visa gift cards? |
That's totally incorrect. You can so buy stuff online with them. I use my debit card to buy things online all the time with no problem. Don't be miss informed my unintelligent individuals... |
| I am getting ready to start a business and checked my credit and FICO score. I discovered that my wonderful? |
Oh boy, have I ever been there, done that.
Listen, you can dispute it all if you are just an authorized user on any of his accounts and they will drop it off.
If you are joint account holder, the... |
| Will a magnetic clasp ruin a credit card? |
I think this has already been proven, yes it is possible, with a VERY high powered magnet. ... |
| DIrect Rewards Platinum Discover Card Question...? |
I had the same situation happen to me and I received one of these cards. You will probably be offered a card with an initial credit limit of $450-$1,000. You earn points for the purchases you make ... |
| Sallie mae disbursement??? does it get direct deposited in school bank or do they get sent a check? |
You will probably get sent a check, but the best way to find out is to call the school or call Sallie Mae, they can answer this question. ... |
| Is there any help out there? Will the nightmare end? |
Yes, it is called The Federal Fair Debt Collections Act. They are in direct violation of this law by calling you at work. You can sue for treble damages and attorney fees. You must send them a cert... |
| Exactly how bad is it to apply for credit cards? How many applications at a time is it okay? Bankrupcy;etc.? |
Looking at the general tone of your question, I will try to provide some general guidelines on credit cards and credit card application. I hope that this helps you by providing the information you... |
| Bad credit and medical bills ... i have heard ...? |
Medical bills fall under the Fair Debt Collection Practices Act because medical debt meets the definition of a "debt" under rule 803(5): So in essence, if you don't pay them or hav... |
| Any suggestions on how to harass a bill collector? |
Just play their game and call them every 20 minutes stating you're waiting for a call back in regards to the account. ... |
| Please help, I need financial advise!!!!? |
Nope not legally. Always do your homework before buying a vehicle. Most likely the new Jeep is being offered as a promotion and that's why it's so much cheaper.
What you can do is sel... |
| Where can I get pre paid card that lets you use it if you 15 years old ? |
(www.upsidecard.com) offers prepaid visa cards for those who are under 18 years old. You have to register this card by a adult,(or if you know your parents SNN then you are secretly register it by ... |
| Can credit card companies put a lien on social security checks in Ohio? |
Only child support, IRS, student loans or other government backed loans can attach social security.
If the credit card gets a judgment, they also can't attach your bank account if the only ... |
| Is having a bank collection worse than a utility when looking for loan? |
They are probably weigh the same, because they are both negatives and should be paid off if you are trying to acquire credit. There is no way to tell which one outweighs the other one. You will h... |
| What can I do about my credit?? |
I applaud you for taking responsibility for the situation. With that being said, you're not completely out of luck. I myself was a victim of poor credit, and fortunately was able to turn it ar... |
| Credit card, pay in full vs. minimum payment? |
Q1. "So does that mean I'm required to make the full payment to keep my credit score up?"
A. No. You are required to pay only the minimum. If you pay at least the minimum, but less... |
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