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    How long can a bill be held against you?

    Ok, if this debt is from 1998, then the statute of limitations has expired on this. Legally, the phone company no longer has any remedies to force your boyfriend to pay this. So they can't s...

    Minimum Payment (Credit Card) question?

    the concept of minimum due is to keep the card active.. it is generally 20% of the outstanding amount or some reserve amount. The main purpose of this is you can make the minimum payment + the taxe...

    Credit line transfer?

    I don't believe that Citicard will allow you to transfer from one of their accounts to another of their accounts. No, if they will allow it it will not hurt your credit.

    ...
    A debt has been removed from my credit report because its old, but the creditor is trying to take me to court.

    There are two different time lines, the first is the Fair Credit Reporting Act and this says that derogatory accounts show for 7-years form the date of first delinquency which works out to 7-years ...

    What is healthier when looking at a credit report: credit card debt or department stores?

    They are both revolving lines of credit so as long as they have been paid as agreed there is no difference.

    ...
    Is it better to combine credit accounts?

    The only way you could do this is to open another account in both names. Individual credit is just that individual. The only accounts that will show as joint or co-signed are ones that you op...

    Creditors-Validation?

    if it's in the first 30 days you can still dispute it cancel the check technically you can dispute it later than that but they can't foreshadow (say you have to pay) before the first 3...

    Credit card ,never had one,so no one will give one?

    A year ago, I had no credit cards, and no one would give me any either... Today, my line of credit is over 10,000... First, I took my savings and went to a bank that does secured credit cards. I go...

    Account sent to collections. what is the risk other than credit rating?

    If the account has already been sent to collections, it most likely already shows on your credit. Depending on what makes up your score now the affect could be anywhere from 20-30 points to as m...

    Best Home Equity Loans?

    You can try some of the more reputable web based companies. ...

    Can i access my itunes gift card without giving my credit card?

    If you simply can't bypass it, you can purchase a prepaid Visa/Mastercard from stores, typically costs you $25 minimum but once you activated iTunes, then you can spend the money elsewhere onl...

    I bought new car my credit score went down why?

    Several reasons. First even with 8 open accounts you still have a thin file and only being in the bureau since 2006 you do not have much history. Credit scores are based on the following fact...

    Is their a similar site to paypal to accept payments?

    Google has a good merchant account service. It is a bit less expensive per transaction than PayPal but that is offest by the montly gateway fee you must pay beginning in February. I have a me...

    My car will be payed off nov. 08. My question is, is there any way that I can take a loan out on it, and how?

    Right now, no. After the car is paid off, yes (if you are at least 18 years old). You can get a secured loan from a loan office or title pawn using the car as collateral. I do not recommend doing t...

    How do I Get paid, chargebacks, or transfered loans off my credit report?

    Sometimes people get so worried about their credit report that they can actually do more damage to themselves by trying to remove things that should not be removed. Paid(positive) items you do n...

    Will my credit score still show up bad?

    A couple of observations. If your cell phone is still on and the company is accepting your payments, I doubt that they have turned your account over to collections. Since cell phone accounts ...

    What are some ways to get good credit?

    Take out loans from your bank and pay them off slowly- that is how we rebuilt our credit after we paid off our credit debt. It shows on your credit history that the loans were paid. Also, when ...

    How to get a loan consolidation but you have bad credit?

    Your "friend" will never get that kind of money with out a cosignor or collateral. And please do not respond to the idiots who will promise you a gold lined Rolls Royce for free if you...

    Do collection agencies/law firms lie about judgements?

    CALL the courthouse and find out, were you ever served papers to appear in court? Then above all stay off the phone, PERIOD. They are not suppose to lie and besides the debt is outside the ...

    Return item charge back amount payed to the customer account or bank will deduct?

    YOu apparently provided a service or an item to someone. That person later decided that they didnt like it and notified the bank. the bank then tried to take the money back from you...this is just ...

    Credit cards and personal loans settlement?

    Declaring bankrupt yourself should be the last resort. Bear in mind that Banks will come after you for payment if you lapse any payment, but suing you for bankruptcy petition is also their last res...

    When you qualify for a home loan, can you take out credit after without it counting against you?

    You need to work with a good loan officer who has experience! Yes, they will run the credit again! Cash on hand for closing? The best thing to do is work with a professional who knows all the &quo...

    Credit card to buy on EBAY?

    Yes they send a electronic invoice to your email address and you are linked to pay-pal by it to make your payment you can also " write " a electronic check . Used to sell on ebay . If the...

    Pre approved Credit Cards???

    Even if you are "pre-approved" it is still subject to certain terms and certain limits. However, the biggest hurdle are the TERMS AND CONDITIONS. The fine line print can be deadly. S...

    Reloadable visa debit cards for minors?

    There is a product designed exactly for the situation you are describing! visabuxx.com The Visa Buxx card is a reloadable Visa branded card that is managed by the parent and allows spending b...

    I Need Answers People Why Is No One Answering My Questions?

    first thing...listen to kim second thing....nobody should live in michigan. move.

    ...
    Why Won't Anyone Answer My Question? I Need Answers! Now!?

    I too am in Michigan and you can find a job if you put in your time. 1. You need to work at job hunting at least the number of hours per week you would work. So if you are looking for full tim...

    Need a credit card, but not sure which is better and how other related uses are?

    3V prepay is what I use, it works on line for everything, though max credit purchase is EU 350.00. The card arrives within 3/5 days of application. It costs eur 5.00 each time you top up and someti...

    I'm trying to make an iTunes store account but it says my security code for my mastercard is invalid...HELP!!!

    If your using amex you need the 4 digits from the front of the card in the top right corner. If you are using visa mastercard or discover it is the last 3 digits on the back of the card.

    ...
    Does more than one person have the same last 4 digits on a credit card?

    Yup... thats why there are more than 4 numbers to begin with.

    ...
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