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    Why do people use credit cards if they have the money in the bank and can use their debit card?

    That's a good question! You have to wonder why some people would want to carry a balance on a credit card and pay finance charges when they have the cash to stay out of debt. Could just be hab...

    How to use an american express prepaid gift card?

    1. Go to the store. 2. Find something you like. 3. Pick it up 4. Walk to the register. 5. Hand them the card. 6. Sign receipt 7. Take bag off counter 8. Say "Thank you. have a great day...

    Does having a co-signer with good credit help lower your interest rate when buying a car?

    Auto finance is what I do for a living and the answer is yes it will get you a better interest rate. Just yesterday I had a lady that when we added her husband to the deal with better credit the...

    Credit Repair? Removing a bad record as a authorized user..?

    There is no reason to spend money for a CRO or on some website that charges for information. Since your friend is only an AU then the account legally is not his. You didn't mention who...

    I have a credit card with the limit of $300?

    3-5 days after your payment clears. If u paid online, give it 2-3 days, if u sent a check, figure 10-15 biz days after u sent the check.

    ...
    I am thinking about this card, is it a goog idea?

    No you really don't want that card because They will Charge Up front about $170 and you will have a Credit Limit of $250 or $300. The best card if you really want one is a Capital One Card.

    Very poor credit... can you help?

    It is unfortunate that this has happened to you. I would like to make two recommendations to you in regard to your situation. First, remember that even though there are men out there who will...

    Can a minor receive negative credit? (details inside)?

    The sad part is yes...you can receive negative credit. There isn't much you can do with it aside from sending the collection agency a letter letting them know the situation and asking if they...

    Credit advice?

    I am not sure of what you are asking, but I can say that if you have out of control debt, maybe you would want to try CCCS or a similar service. Be aware of the fact that by using these services y...

    New internet user. Which search engines are the best to attract your website to others? i want to help others?

    You can start a blog with all the information which you beleive is not out there and will be helpful for people trying purchase new home etc. Most people use google or yahoo. If you start a free...

    Is it possible to return something (with the tags still on and everything) without a receipt?

    It varies by store. Some stores relax their return policies during the month of January to accommodate X-mas returns. Without a receipt, you may be able to get store credit.

    ...
    I'm 19 and trying to get some credit!?

    If you have no credit currently, you may need to establish an account with a co-signer to start with. I would recommend trying to get a credit card from the institution that you currently bank wit...

    My gift card was redeemed for itunes but its not showing up...?

    call 1-800-MyApple. The will tell you what is going on.

    ...
    Any banks in california that do not use chexsystem?

    i believe all bank use chexsystem if your trying to open a checking account but have been reported to chexystem by another bank you can try and work with that bank to get your name off if they wont...

    I keep seeing Tribute/FBOFD on my credit report w/no phone #. Who are these people who are ruining my credit.?

    Credit card companies merge and/or change names all the time....This could be the new name of a company that you previously had a card with. Closed/never late notations on your credit report are no...

    Is using other peoples credit card bad?

    This is grand theft, a felony.

    ...
    Where can I apply for a credit card.....?

    A good place to start is through your bank, BofA and wells fargo offer many different options in Credit Cards

    ...
    Where can I get a prepaid credit card for Singapore Citizen?

    If you don't live in US/Canada, you should look into Virtual Credit Card available online. Be warned though, because you are only given a CC number and the CVV code, the money you 'deposi...

    Credit Exchange Program?

    Scam. Like all the other Credit Restoration Companies

    ...
    Question on credit card fraud?

    I would call the credit card company...then go to the store and talk to a manager. Explain the situation....and show them the proof that your card went through. She might get into trouble...but w...

    How much is the lowest grant of a credit card?

    If you mean what is the lowest line of credit granted on a new credit card, it all depends on the lender, their underwriting policy, and your credit. You could end up with as little as a $100 li...

    Can anyone help with a hospital bill?

    With the hospital try asking for the charity bed. I don't know what state you're in but there should be some sort of help for people who make too much for Medicaid try contacting your loc...

    Does a hsbc gift card work on atm machines?

    if your gift card has a Visa or Mastercard logo on it, and you have a 4 digit PIN, then you almost certainly can withdraw money from an ATM with it!

    ...
    Hello , I'm a little bit confused about paypal?

    You need some way to put money into the account if you are going to buy something and some way to get the money out if you are going to sell something. A credit card is the easiest way to do both b...

    American express giftcard?

    No, they charge 3.95 Shipping and Handling for each card. Go to americanexpress.com. look up gift card.

    ...
    Student + credit + upcoming classes = limbo!?

    Whatever you do, do not make the same mistakes I have made. While I never ran late on my payments, I have, since I was 20, been just shuffeling debt around instead of just taking care of the issue...

    The credit report companies are RUINING my credit. HELP!!?

    Hiring a lawyer for legal problems can be expensive, but there are websites like LawGuru, FindLaw and other places where you can get free legal advice. I found this website useful - ...

    Oxford Management collection calls: not my debt?

    yep a 1,000.00 for each violation after they received your verified letter. www.creditinfocenter.com buddhibbs.com

    ...
    Why can't I pay my capital one card bill with visa gift cards?

    that would be nice...good luck......im sure they wont make it that easy....kinda your fault for using a card anyway....but good luck,and stay green!

    ...
    Any recommended Secured Credit Cards with easy approvals where you had positive customer service?

    Orchard bank secured card and Bank of America secured card.

    ...
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