| Credit |
| Repo on a car and a cosigner? |
I have been doing auto finance for almost 8-years now and I have never heard of any bank doing this.
Your co-signer is just as responsible for this debt as you are and if the vehicle repossesses... |
| 21 ys old and im in $6,434.00 in debt, please help me and give me some good advice WHATCAN I DO FIX THIS MESS? |
Good news. $6400 and change may seem like a lot right now, but there are people with WAY more than that. So, you learned your lesson cheap.
First. Don't run up any more debt! Next. Make sur... |
| Is there a law in state of ohio re guarding hiding collateral that has open lien b a bank on it? |
Pretty sure every state has a law regarding hiding collateral that has an lien on it. If you default, the bank can come get the collateral. Hiding the collateral is not legal. ... |
| Keeping balance under 30% of limit, is that per card? |
The 30% is based on your total credit limits added together, so if you have a credit limit of $15,000.00 and one card maxed out but your total debt to credit ratio is still under 30% your fine.
... |
| Should I pay them off or hold on to the money? |
pay for the classes, if you pay off the cards, and get another loan for what the money was intended for, you are no better than you were to begin with..... ... |
| Do you need the actual gift card if account number used in purchase and now lost card? |
Call the company to find out. Merchants have different rules. Some request the actual card due to fraud and theft, while some might just need your i.d and receipt. ... |
| I have bad credit but I want to finance a car!!? |
Auto finance is what I do for a living and auto loans are based on the following factors;
1. LTV (loan to value).
2. Term of loan.
3. Age of vehicle.
4. Miles on vehicle.
5. Down payment.
6... |
| Is it true that if you just pay a little on credit cards instead of the minimum, they wont report you? |
Whoever told you that was wrong. Anytime you pay less than the minimum due you are in default. It does not matter if you pay less than the minimum or no payment at all. So until you pay the min... |
| My Credit is Really Bad and I owe 50,000 in Student Loans!!? |
OK, you are in a bad place but you can recover. If you are out of school consolidate your loans for a lower rate, check with you school. Now start getting out of debt. Pay every bill on time. in th... |
| When buying a Visa gift card from a bank, what personal information do you have provide? |
I picked up an American Express gift card from walgreens, which I believe is just like a Visa gift card, and didn't need to provide any personal information. ... |
| Does anybody know if the Visa gift cards work internationally? |
Yes, but only at participating stores. Call them ahead of time ... |
| I financed my dormia bed, I called today to make a payment but their automated payment line wasn't working, |
Tell them unless they waive the fee bcuz of their system error - you will be calling the Better Business Bureau ... |
| How do you figure APR? |
if you have gotten a good faith estimate from a broker or bank you should have gotten a truth in lending statement it should show APR not all fees are used to figure out APR although 12,500 seems... |
| On MileyWorld if I have a 30-day free day trial card, why do I still need to put my credit card info? |
thats how all free trials work - you enter your credit card details and then as soon as you get to the end of the trial period, your credit card is charged - it's all marketing.
No such thi... |
| What credit score would I need to acquire a department store card, such as Target? |
Whatever the cut off score is I'm sure that it's a secret with each retailer so it's impossible to say for sure....You're out of the likely denial range by getting into the 561 ... |
| Does anyone else have credit card hell? |
This time last year, I was $30,000 in debt and as part of my New Year resolution I wanted to become debt free and fell for one of the debt consolidation company comercials on TV. I did my homework ... |
| How do you build good credit? |
First of all cell phone companies do not report to the credit bureaus unless your account goes to collections.
To establish good credit it helps ot know what makes up your credit score first.
... |
| When you buy online whats number you need from debt card ? |
What?
Do you mean to say "When I buy something online with my debit card, what numbers do I need?"
Your debit card is the same as a credit card to most companies, but you have to ha... |
| 2 accounts on collection right now. If I pay one off, will it improve my credit score? How much? |
Unless you get the collection company to give you a "pay for delete agreement" where in return for your payment they remove the account from your credit report, paying collections off wil... |
| Finance a a car no credit 5g down payment? |
Auto finance is what I do for a living and in almost 8-years I have never seen anyone with 55% down payment that I could not get approved somewhere. ... |
| I need to get a loan now???? |
If you have terrible credit it's not going to happen.. Sorry don't want to be mean just a realist ... |
| Has anyone signed up for this program? I would like to hear if it is legit? |
What's the program? We can't answer unless we know what you are looking for ... |
| An accountant has hired a law firm to collect a debt from me.? |
Counter sue for malpractice? ... |
| On itunes createing an account why does it need your credit card number? what does it cost? and why...? |
it needs your number incase you purchase music later, and that way they dont have to ask y9ou for it again, but to create an account and to download the free song or podcasts, it doesnt charge you ... |
| Credit Card Gift Cards....Cardholder? |
I just bought one for my sister and it tells how to make online orders in the instructions, but I would think you put whats on the card. ... |
| Not sure if this is correct category but could someone help? |
Ok first off I'm going to be harsh. As a consumer it is your responsiblity to follow up with your creditors. If you stop receiving statements it is your responsibility to contact the credito... |
| I work for GE Money Bank. What issues have you had? |
I don't have any complaints about GEMB in fact GEMB has been pretty good to me.
I rarely have had a problem with any of my cards, but the few times I have the CSR's I've spoken wit... |
| Will a paid balance raise my credit score easier than zero balance? |
As long as your balances are below 30% of your credit limit it makes no difference score wise if you pay in full or make monthly payments.
There is nothing wrong with having credit cards as long... |
| Credit Card Help - I'm 18? |
Yes, you can get your own "Credit Card" without any one's co-sign.
Assuming you do not have any Credit History - You need to build enough credit before you can get a "Un-Secu... |
| Im after a contract phone but dnt know who to go with. i have a bad credit rating? |
My friend went with O2 with a bad credit rating. He was requested to pay a bond of 拢100 as an insurance cover.
I am under the impression a lot of companies will offer this. ... |
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