Can credit card companies put a lien on social security checks in Ohio?

I am on a small disability, can credit card companies take my checks each month, its the only income I have, I live in Ohio

Only child support, IRS, student loans or other government backed loans can attach social security.

If the credit card gets a judgment, they also can't attach your bank account if the only funds deposited there is your social security check.

No, this is exempt, you need to file an objection with the court and the money will be returned. There are more things you can do, but I don't have space here to explain. Report It

They are taking your bank money after you deposit the SS money, but this is exempt, you will need to file that objection with the court and the court will order it to be returned. Ask for penalties and interest also, to be imposed against the attorney. Report It

Any wage garnishment, except for IRS, DOE or child/spousal support, such as credit cards and other unsecured judgment liens can be prevented using a "friendly judgment lien/wage garnishment" because of the Consumer Credit Protection Act. Report It

Nope. Social Security payments cannot be garnished by anyone.

If you owe the government, i.e. student loan, taxes, those can.
You can try for a HARDSHIP case and have the garnishment reserved.

I do not believe CREDIT CARDS can be garnished vs govt checks.

Stuart is correct.

No i don;t think so that they can mass with your security checks i think that you have to work on a job thin they can.

No they don't, and not and not in Ohio only.

No. Social Security checks can not be garnished.

Not on credit card debt. If you owed on federal student loans or back taxes to the IRS they could.

I lost my answer as I was tying . It was a very long account of an insurance company attaching my SS Disability check. Taking me to court and winning the case because their were other funds being transacted the in my account. Original claim was $1,200.00 but after time and interest was now $4,200.00. Was offered payoff of $1,500.00 but in one lump sum. My check only being $900.00 of course this was impossible. I did give them $1,000.00 to start and remove hold on my Drivers license. Paying $100.00 monthly I missed a few payments. I had moved from Va to NJ and had to travel to make court date. I was divested when I protested because I was disabled and lived on that check. Judge said because they were funds greater then my check this disability defense didn't apply. Insurance company would not give me a reasonable payoff figure and I ended up paying $4,000.00 to end this horror. Just remember when first contacted I was offered a payoff figure of $1,500.00. This was a nightmare and I wished now I had retained legal counsel. Also the car was mine but someone (?) hot wired car and was in this fender bender. It wasn't even me !!!!!!!!!!!!!!!!!!
Yes, they turned me around and XXXXXX XX for not having enought money for original payoff. Top that one. The low income get no breaks.

No social security, retirement, and disability payments cannot be garnished, but bank accounts can be. If your disability check is deposited in a bank account, you will need to notify the bank that the account cannot be garnished. Also, do not mix funds. Keep your disability payments in a separate account from any other monies you may have or may receive.

In Ohio, federal law presides over state law in this matter. Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or other legal process, or from the operation of any bankruptcy or insolvency law. The exceptions are that benefits are subject:

(1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and

(2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation.

Section 207 of the Social Security Act provides: "The right of any person to any future payment under this title shall not be transferable or assignable, at law or in equity, and none of the moneys paid or payable or rights existing under this title shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law."

However, when it comes to collection tactics, remember this
The Fair Debt Collection Practices Act does NOT apply to major credit card banks? it applies only to the collection attorneys and professional debt collection companies they might hire. Original creditors are regulated by state law; however, the major credit card companies follow policies that closely mirror those of the FDCPA and will comply with your request to stop phoning you at home and work, etc., just as if you were dealing with a collection service. If you believe you have been harassed by an original creditor, or that the original creditor has done something illegal or threatening towards you, then research your state laws on the subject and contact the proper authorities to file a formal complaint. Typically, the Attorney General in your state is the proper authority to contact.

Hope this answers your question

no

I have tried it myself, here is some good informations.http://creditcard.expertips.info/on-line...

Yes. They can. They might. Is it legal, NO. Unless it is a government or student loan.

But it has happened to people. And it's a heck of a fight getting it back.

Get some help from legal assistance in your area.
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