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Credit Exchange Program?


Has anyone ever used this credit counseling program? and if so, did it work?

Please tell me if it brought up your credit score. yes or no. if so, did it at least bring it up to 650?

Scam. Like all the other Credit Restoration Companies

I have used one before, It goes on your credit....in my opinion...it is not good. They do help lower your payments, you pay them one lump sum a month and they pay all your credit cards, you can't use the credit cards anymore. Your accounts will be closed.

You are better off not paying anybody, or pick your favorites and let the other ones go

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