The Commerce Journal,Business and Local Businesses
*The Commerce Journal>>>Credit

Question on credit card fraud?


I went into a store and bought a product, the cashier said we have been having problems with the computer accepting credit cards, she ran mine and the said it wouldn't accept it, I paid cash, I think the computer accepted my credit card, and she took the cash and pocketed it. I haven't gotten my credit card statement yet, but if it is billed to me, can I press charges on the cashier? I have no reciepts, just my credit card records and my word. Do you think I can at least get her Fired?

I would call the credit card company...then go to the store and talk to a manager. Explain the situation....and show them the proof that your card went through. She might get into trouble...but with no proof that she pocketed the cash....it's hard to accuse.

Did you keep your receipt? Your receipt would show a cash purchase. Then you can prove you bought it with cash and not credit card. Even without the receipt, you can still call the credit card company and tell them you are disputing the charge. They will put you through your dispute process where the merchant has to prove you purchased the item with the card. If they can't show a signed receipt, then they have no proof and the charge is reversed. Simple as that. Good luck!

Please tell me you have a receipt? Without that it is your word vs. their word. They might refund the money to keep you happy, but odds are the scammer won't be punished. With proof of both cash and credit purchase the scammer would have some explaining to do. At the very least you would get your money back then.

Tags
  Personal Finance   Investing   Insurance   Credit   Corporations   Other - Careers & Employment   Technology   Marketing & Sales
Related information
  • How much is the lowest grant of a credit card?

    If you mean what is the lowest line of credit granted on a new credit card, it all depends on the lender, their underwriting policy, and your credit. You could end up with as little as a $100 li...

  • Can anyone help with a hospital bill?

    With the hospital try asking for the charity bed. I don't know what state you're in but there should be some sort of help for people who make too much for Medicaid try contacting your loc...

  • Does a hsbc gift card work on atm machines?

    if your gift card has a Visa or Mastercard logo on it, and you have a 4 digit PIN, then you almost certainly can withdraw money from an ATM with it!

    ...
  • Hello , I'm a little bit confused about paypal?

    You need some way to put money into the account if you are going to buy something and some way to get the money out if you are going to sell something. A credit card is the easiest way to do both b...

  • American express giftcard?

    No, they charge 3.95 Shipping and Handling for each card. Go to americanexpress.com. look up gift card.

    ...
  • Student + credit + upcoming classes = limbo!?

    Whatever you do, do not make the same mistakes I have made. While I never ran late on my payments, I have, since I was 20, been just shuffeling debt around instead of just taking care of the issue...

  • The credit report companies are RUINING my credit. HELP!!?

    Hiring a lawyer for legal problems can be expensive, but there are websites like LawGuru, FindLaw and other places where you can get free legal advice. I found this website useful - ...

  • Oxford Management collection calls: not my debt?

    yep a 1,000.00 for each violation after they received your verified letter. www.creditinfocenter.com buddhibbs.com

    ...
  •  

    Commerce Categories--Copyright/IP Policy--Contact Webmaster