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| *The Commerce Journal>>>Credit |
Citbank- debt collectors.? |
I had three credit cards with citibank, I just paid one off, then made payments on the two others, then within two weeks, I strat getting calls and find out my two accounts left went into collections. How is this possible when I just made payments? Isn't this illegal? What can I do? No offense, but why aren't you calling your creditor to get an answer? It sounds like you may have been late on your accounts, and made a few payments, but not enough to be brought current. You need to be talking to you creditor. Call then and find out. Its Chase...If you were late yeah its perfectly legal. I would pay those cards off and cancel every one of them. Its Chases way of getting more of your money. Don't be surprised if they go ahead and raise your interest rates too. Were you behind on the other two or current? If you were behind, thats why they went into collections. If you were in fact current, then you need to talk to Citibank. ...call the Bank... ask someone in Management to address your questions... find out the status of your account(s) and why etc. etc. "if" you have collections issues... tell them... "under the conditions of the Fair Dept Collections Act I DO NOT want you to call me anymore" (period)... this will stop the phone calls... "they" can, however, send you lots of mail and begin collection processes if they want to...but the calls will stop... It's Federal law. get all of your receipts and call them and find out what's going on |
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If you still have a receipt they might be able to void the old one and issue a new one, otherwise you're out of luck. ...I never heard of such a card..is that a credit card??? any ways the best thing that u can do is..to send them an email..reg your problem....and definately they will help u out.... if it is a debi... very carefully. The needs (mortgage, insurance, taxes, utilities, food, etc.) suck up a lot of it. ...The best place to look is the National Foundation for Credit Counseling. They can take you through several steps and have listings for people in your area ...did you get the initial summons for the court case? I doubt they can get you tax money. But if they go back to court, they could garnish wages or levy bank accounts. The good points: No more ... I'm a little confused about where you own property. If your property is in the UK, and you up sticks and leave, then it seems likely that the creditors with secured will seek a repossession... Auto finance is what I do for a living and yes it's legal. Your boyfriend is responsible for not only paying the entire balance due left after the auction of the vehicles but also any fees ... just try it and see i belive it will work ... |
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