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| *The Commerce Journal>>>Credit |
Can anyone tell me the best way to fix my credit? |
Im only 19 years old and Im in debt like 5,000 dollars Pay all of your bills on time. Firstly, do NOT borrow any more money! Secondly, pay off what you owe! Making ALL of your payments on time is the best way to fix your credit. It may take some time for some bad items to drop off of your credit report if you just wait. However, you can have bad items removed from your credit report IF you have paid the account in full. After the account has been paid in full, get a copy of your credit report and dispute any bad item that HAS BEEN PAID IN FULL! Challenge that/those items that have been paid in full, most creditors wont invest the time or money to keep a bad item on someones credit file after the account is paid. It isn't economically feasible for them to answer challenges to items that they no longer have a financial interest in. Good luck! Ohhhh, very helpful, thanks. |
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