Need a credit card, but not sure which is better and how other related uses are?

Need help here> I need to know about these cards, Prepaid Card, Secured Card, the Annual Fee thing and how one of each card is different from regular credit card(s); such Visa card, capital one or master card. I understand abet how other (above) credit card(s) work. Just got one a few days back, but I still didn't use it yet.

And also about repayment, I read some of the questions from this Yahoo answers thing; but I did not get it exactly as I wanted. Like repayment options, as I am going to use my credit card, I will need to pay them back as fast as I can.
but what I don't get is; since it take a about 30 days for a person to received a bill from these credit card companies, so how a m I going to do this?

I heard of prompt payment but never use any of these, and I would like to know if I'll still pay the interest rate (I know I will, but isn't there be a different) if could pay promptly, let say just in matter of 5 days, after I used credit card?

3V prepay is what I use, it works on line for everything, though max credit purchase is EU 350.00. The card arrives within 3/5 days of application. It costs eur 5.00 each time you top up and sometimes eur1.00 bill processing. However should you want something for eur 50.00 its best to just put on the card what you need. As whats on the card is only good for 90 days. Which means any unused credit costs you eur2.50 to re claim or you forfeit and finally, With all the ID theft its the safest option, as you get a whole new number every time.

Depends on what you want, do you want cash back, other rewards, or low interest?


you might want to go here to compare them, pick one that is right for u
http://www.bestcreditrates.net

People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.

Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards. In this article we take a look at each one of them.

Prepaid or debit cards:

These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history.

Secured bad credit credit cards

These credit cards are issued to bad credit people who can offer a collateral. Generally, offered to homeowners, secured bad credit cards help one rebuild his credit history. The interest rates and borrowing limits on these credit cards are good and favorable for bad credit people. Secured credit cards can also be linked to a savings account in which case it will have a credit limit of some percentage of your savings or money in your account. As the credit card issuer gains confidence with you it can increase your credit limit. Again, if you control your finances and spending, repay on time and do not default your credit history will improve.
Read more from: http://www.credit-card-gallery.com/PrePa...